HRS §431:4-414
Who can be a subscriber
Read the official text at capitol.hawaii.gov ↗This section says anyone can apply for, sign up for, and hold policies with a reciprocal insurer, and can be a subscriber. It is a short rule about who is allowed to participate.
everyone
The statute, as written — Subscribers
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
Any person may make application for, enter into agreement for and hold policies or contracts in or with, and be a subscriber of a domestic, foreign or alien reciprocal insurer.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.