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HRS §431:5-311

How to value a purchase money mortgage

This section tells you how to put a value on a purchase money mortgage for real property. The value cannot be more than the lower of what you paid for the property or 90% of its fair value. It only applies to mortgages mentioned in another section.

borrowershome sellershomebuyersmortgage lendersreal estate agents

The statute, as written — Valuation of purchase money mortgages

Purchase money mortgages on real property referred to in section 431:5-310 shall be valued in an amount not exceeding the acquisition cost of the real property covered thereby or ninety per cent of the fair value of the real property, whichever is less.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§431:5-310 Rules for valuing property an insurer takes over

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.