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HRS §431:6-315

Where insurance companies can put their money

This section says an insurance company may put its money into bank accounts, savings accounts, certificates of deposit, or similar accounts, but only if the institution is financially sound and, for some types, federally insured. It lists the types of institutions allowed.

financial institutions

The statute, as written — Banks, savings and loan associations, credit unions, and financial services loan companies

(a) An insurer may invest or deposit any of its funds in checking or savings accounts, under separate certificates of deposit, or in any other form in solvent banks or trust companies. (b) An insurer may invest any of its funds in shares or savings accounts in solvent savings and loan associations that are insured by the Federal Deposit Insurance Corporation. (c) An insurer may deposit any of its funds in shares or share draft accounts in solvent state chartered credit unions or federally chartered credit unions. (d) An insurer may invest or deposit any of its funds in savings accounts, in certificates of deposit, or in any other form in solvent financial services loan companies that are insured by the Federal Deposit Insurance Corporation.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.