HRS §431:8-203
Insurance contracts made with unlicensed companies can be canceled
Read the official text at capitol.hawaii.gov ↗If an insurance company that is not allowed to do business in Hawaii makes a contract with you, that contract is not automatically valid. You can cancel it, but the insurance company cannot use the law to cancel it. This protects you from dealing with unlicensed insurers.
everyone
The statute, as written — Validity of contracts illegally effectuated
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
A contract of insurance effectuated by an unauthorized insurer in violation of this article shall be voidable except at the instance of the insurer.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.