HRS §431:8-308
Surplus lines insurance is valid
Read the official text at capitol.hawaii.gov ↗This section says that surplus lines insurance policies bought from insurers not licensed in Hawaii are just as valid and enforceable as policies from licensed insurers. It applies to all parties involved and gives these policies the same legal effect as standard policies.
everyone
The statute, as written — Surplus lines insurance valid
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
Insurance contracts procured as surplus lines coverage from unauthorized insurers shall be fully valid and enforceable as to all parties, and shall be given recognition in all matters and respects to the same effect as like contracts issued by authorized insurers.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.