HRS §431:9-226
What an adjuster's license allows you to do
Read the official text at capitol.hawaii.gov ↗An adjuster's license only lets you work for the side you are licensed for. Independent adjusters work for insurance companies, and public adjusters work for policyholders. If you have both licenses, you cannot represent both sides in the same claim.
The statute, as written — Powers conferred by an adjuster's license
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
(a) An adjuster has authority under the adjuster's license only to investigate for, report to, or adjust for the adjuster's principal only on behalf of the insurers if licensed as an independent adjuster, or only on behalf of insureds if licensed as a public adjuster. (b) An adjuster licensed concurrently as both an independent and a public adjuster is not permitted to represent both the insurer and the insured in the same transaction.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.