HRS §435E-20
What happens if a member dies
If a member who has followed the trust agreement dies, their initial payment goes to their estate or named beneficiary. The insurance coverage still applies to events that happened while they were a member. The estate or beneficiary does not have to pay any later assessments.
beneficiaries
The statute, as written — Death of member
In the event a participating member who is in full compliance with the trust agreement dies, the initial contribution made by the decedent shall be returned to the member's estate or designated beneficiary; the indemnity coverage shall continue for the benefit of the decedent's estate in respect of occurrences during the time the decedent was a participating member; and neither the person receiving the repayment of the initial contribution nor the decedent's estate shall be responsible for any assessments levied following the death of the member.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.