HRS §446-2
Debt adjusting is illegal and contracts are void
This law makes it a crime to act as a debt adjuster in Hawaii. Anyone who does can be fined or jailed. Any contract you sign with a for-profit debt adjuster is worthless, and you can get your money back.
businessesdebtors
The statute, as written — Debt adjusting prohibited; penalty; contracts void
Any person who acts or offers to act as a debt adjuster in this State shall be fined not more than $500 or imprisoned not more than six months, or both. Any contract for debt adjusting entered into with a person engaged in the business for a profit shall be void and unenforceable and the debtor may recover from the debt adjuster all sums or things deposited with the debt adjuster and not disbursed to the debtor's creditors.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.