HRS §476-2
State rules cannot conflict with federal lending rules
Read the official text at capitol.hawaii.gov ↗This section says that if this state's lending rules would force a contract, memo, or ad to say something that goes against the federal Truth in Lending Act, the state rule does not apply. It only covers conflicts with that federal law.
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The statute, as written — Application when inconsistent with federal provisions or regulations
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
No contract, memorandum, or advertisement shall be required by this chapter to contain any disclosure which is inconsistent with the requirements of the federal Truth in Lending Act.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.