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HRS §476-22

Contract cancellation after buyer pays everything

Once you pay off your credit sale contract, the company holding it must mail you proof that you're paid in full, release any security interest, and return any canceled checks or notes.

buyerscreditors

The statute, as written — Cancellation of contract

After the payment of all sums for which the buyer is obligated under a credit sale contract, the holder of the contract shall mail to the buyer at the buyer's last known address, good and sufficient instruments to indicate payment in full and to release all security for the contract, and canceled negotiable instruments, if any, evidencing the indebtedness.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.