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HRS §480E-11

Unfair or deceptive act or practice; penalties

This section says that breaking any rule in this chapter, or the federal mortgage assistance relief rules, counts as an unfair or deceptive business practice. The penalties here add to any other penalties or remedies available under Hawaii law.

everyone

The statute, as written — Unfair or deceptive act or practice; penalties

(a) Any person who violates any provision of this chapter shall be deemed to have engaged in an unfair or deceptive act or practice in the conduct of any trade or commerce within the meaning of section 480-2. (b) Any person who violates any provision of title 12 Code of Federal Regulations part 1015, pertaining to mortgage assistance relief services, shall be deemed to have engaged in an unfair or deceptive act or practice in the conduct of any trade or commerce within the meaning of section 480-2. (c) The penalties provided in this section shall be cumulative to the remedies or penalties available under all other laws of this State.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.