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HRS §489J-1

ATM transaction fees

This section says ATM owners or operators can charge a fee to anyone using their machine with a card or other access device, even if the account is outside the U.S. It also says sharing or operating agreements cannot stop them from charging that fee.

businesses

The statute, as written — Automated teller machine fees.] An owner or operator of an automated teller machine may assess a transaction fee on any person for use of that machine who uses a card or other access device for an acc

ount that is located within or without the United States. Agreements to operate or share an automated teller machine may not prohibit, limit, or restrict the right of the owner or operator of the automated teller machine to charge a person a transaction fee.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.