HRS §490:12-103
Which law wins when this article conflicts with other laws
Read the official text at capitol.hawaii.gov ↗This section says that if this article conflicts with Article 9, Article 9 wins. It also says that consumer protection laws and other rules about loans and credit still apply to transactions covered by this article.
borrowerscreditorsdebtorsfinancial institutions
The statute, as written — Relation to article 9 and consumer laws
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
(a) If there is conflict between this article and article 9, article 9 shall govern. (b) A transaction subject to this article shall be subject to any applicable rule of law that establishes a different rule for consumers, including any other statute or rule that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit and any consumer protection statutes or rules.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.