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HRS §490:3-102

What this law covers

This section says which documents this law applies to: negotiable instruments (like checks and promissory notes). It does not cover money, certain payment orders, or securities. If this law conflicts with other laws about banks or secured transactions, those other laws win. Federal Reserve rules also override this law.

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The statute, as written — Subject matter

(a) This article applies to negotiable instruments. It does not apply to money, to payment orders governed by article 4A, or to securities governed by article 8. (b) If there is conflict between this article and article 4 or 9, articles 4 and 9 govern. (c) Regulations of the Board of Governors of the Federal Reserve System and operating circulars of the Federal Reserve Banks supersede any inconsistent provision of this article to the extent of the inconsistency.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.