HRS §490:3-408

Drawee not liable on unaccepted draft

Read the official text at capitol.hawaii.gov ↗

A check or draft is not a direct order to pay money from the bank. The bank (drawee) is not responsible for paying it unless the bank officially accepts the draft first.

everyone

The statute, as written — Drawee not liable on unaccepted draft

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

A check or other draft does not of itself operate as an assignment of funds in the hands of the drawee available for its payment, and the drawee is not liable on the instrument until the drawee accepts it.

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.