HRS §490:3-410
When a bank changes the terms of a check
This section covers what happens when the bank that is asked to pay a check changes its terms. The person holding the check can reject the change and treat the check as unpaid. If they accept the change, people who signed the check may be released from responsibility.
The statute, as written — Acceptance varying draft
(a) If the terms of a drawee's acceptance vary from the terms of the draft as presented, the holder may refuse the acceptance and treat the draft as dishonored. In that case, the drawee may cancel the acceptance. (b) The terms of a draft are not varied by an acceptance to pay at a particular bank or place in the United States, unless the acceptance states that the draft is to be paid only at that bank or place. (c) If the holder assents to an acceptance varying the terms of a draft, the obligation of each drawer and indorser that does not expressly assent to the acceptance is discharged.
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