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HRS §490:4-502

When to present a draft that depends on goods arriving

This section explains how a bank handles a draft that must be presented when goods arrive. The bank can wait a reasonable time for the goods to arrive. If the buyer refuses to pay because the goods have not arrived, that is not a dishonor, and the bank must tell the person who sent it the draft about the refusal.

buyers

The statute, as written — Presentment of "on arrival" drafts

If a draft or the relevant instructions require presentment "on arrival", "when goods arrive" or the like, the collecting bank need not present until in its judgment a reasonable time for arrival of the goods has expired. Refusal to pay or accept because the goods have not arrived is not dishonor; the bank must notify its transferor of the refusal but need not present the draft again until it is instructed to do so or learns of the arrival of the goods.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.