HRS §490:4A-108
Relationship to the federal Electronic Fund Transfer Act
This section says when Hawaii's wire transfer rules apply alongside federal electronic payment laws. Generally, if federal law covers part of a transfer, Hawaii's rules do not apply, except for certain remittance transfers. If both laws apply and conflict, federal law wins.
everyone
The statute, as written — Relationship to Electronic Fund Transfer Act
(a) Except as provided in subsection (b), this article does not apply to a funds transfer any part of which is governed by the Electronic Fund Transfer Act of 1978 (title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. §1693 et seq.) as amended from time to time. (b) This article applies to a funds transfer that is a remittance transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. §1693o-1) as amended, unless the remittance transfer is an electronic fund transfer as defined in the Electronic Fund Transfer Act (15 U.S.C. §1693a) as amended. (c) In a funds transfer to which this article applies, in the event of an inconsistency between an applicable provision of this article and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs to the extent of the inconsistency.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.