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HRS §506-2

What property a mortgage covers and when it is enforceable

A mortgage can cover property you get later, like additions or replacements, if the mortgage says so. It is enforceable against you, your creditors, and people who take the property without paying or with notice of the mortgage, even if the property is moved.

borrowersbuyerscreditorsmortgage lenders

The statute, as written — On what property; enforceability

(a) Subject to the limitations contained in this chapter and to sections 490:9-334 and 490:9-604 of the Uniform Commercial Code respecting security interests in fixtures, if the mortgage so provides, the lien of the mortgage may attach to additions, improvements, and purchases or substitutions made to supply the place of any real property or fixtures disposed of and to all other after-acquired real property or fixtures referred to in the mortgage when the mortgagor acquires an interest therein to the extent of the interest, but subject to existing liens and the lien of a purchase money mortgage given by the mortgagor of any such after-acquired real property or fixtures. (b) Any mortgage, except to the extent provided in this chapter, shall be enforceable against the mortgagor, creditors of the mortgagor, and against subsequent purchasers, mortgagees, assignees, and transferees, who take without valuable consideration or with notice, actual or constructive, even though the mortgaged real property or fixtures may have been detached or moved to a location different from that occupied by it at the time of the execution of the mortgage.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§490:9-334 Who gets paid first for fixtures and crops

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.