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HRS §515-5

No discrimination in home loans or financial help

This section makes it illegal for anyone giving financial help for real estate, like a loan, to discriminate based on race, sex, religion, family status, disability, age, or other listed traits. It also bans discriminatory application forms, loan practices, and property appraisals. Federal law may require some records, which are allowed.

financial institutionsmortgage lendersreal estate agents

The statute, as written — Discriminatory financial practices

It is a discriminatory practice for a person, a representative of such person, or a real estate broker or salesperson, to whom an inquiry or application is made for financial assistance in connection with a real estate transaction or for the construction, rehabilitation, repair, maintenance, or improvement of real property, because of race, sex, including gender identity or expression, sexual orientation, color, religion, marital status, familial status, ancestry, disability, age, or human immunodeficiency virus infection: (1) To discriminate against the applicant; (2) To use a form of application for financial assistance or to make or keep a record or inquiry in connection with applications for financial assistance that indicates, directly or indirectly, an intent to make a limitation, specification, or discrimination unless the records are required by federal law; (3) To discriminate in the making or purchasing of loans or the provision of other financial assistance for purchasing, constructing, improving, repairing, or maintaining a dwelling, or the making or purchasing of loans or the provision of other financial assistance secured by residential real estate; or (4) To discriminate in the selling, brokering, or appraising of residential real property.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.