HRS §657D-7
Using military service protections won't hurt your credit or insurance
If you are in the military and get a delay or suspension for paying a debt, tax, fine, or insurance premium under this law, that alone cannot be used against you. Lenders cannot deny you credit, change your credit terms, or report you as unable to pay. Insurers cannot refuse to insure you because of it.
borrowers
The statute, as written — Exercise of rights not to affect lenders, credit, or insurers
Application by a person in military service for, or receipt by a person in military service of, a stay, postponement, or suspension pursuant to this chapter in the payment of any tax, fine, penalty, insurance premium, or other civil obligation or liability of that person shall not by itself provide the basis for any of the following: (1) A determination by any lender or other person that the person in military service is unable to pay the civil obligation or liability in accordance with its terms; (2) With respect to a credit transaction between a creditor and the person in military service: (A) A denial or revocation of credit by the creditor; (B) A change by the creditor in the terms of an existing credit arrangement; or (C) A refusal by the creditor to grant credit to such person in substantially the amount or on substantially the terms requested; (3) An adverse report on the creditworthiness of the person in military service by or to any person or entity engaged in the practice of assembling or evaluating consumer credit information; or (4) A refusal by an insurer to insure the person.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.