Chapter 480J
30 sections
§480J-1 Definitions for installment loan law
§480J-2 Rules for installment loans, payments, and fees
§480J-3 Written agreement and disclosure rules for installment loans
§480J-4 Interest rates and payment rules for installment loans
§480J-5 Loan limits and rules against multiple loans
§480J-6 Canceling a loan within three business days
§480J-7 Notice requirements for installment loans
§480J-8 Renewing an installment loan and limits on new loans
§480J-9 How loan money is paid and how to redeem a check
§480J-10 Collecting overdue installment loans: what lenders can and cannot do
§480J-11 Insufficient funds charge
§480J-12 Posting your license and loan charges
§480J-13 Internet lending rules
§480J-14 Notice required before selling or assigning an installment loan
§480J-15 Keeping books and records
§480J-31 License needed to make installment loans
§480J-32 Exemptions; relation to other laws
§480J-33 How to apply for an installment loan license
§480J-34 License; grounds for denial
§480J-35 Fees and bond for installment lenders
§480J-36 Renewing an installment lender license and filing the annual report
§480J-37 What happens when a license holder breaks the rules
§480J-38 How a company can give up its license on its own
§480J-39 Selling or Transferring an Installment Lender License
§480J-40 Installment lender offices: main office, branches, moving, and closing
§480J-41 Where collected fees and fines are deposited
§480J-42 Commissioner's powers to run and enforce this law
§480J-43 Commissioner's power to investigate and examine
§480J-44 Keeping your private information safe in the mortgage system
§480J-45 Prohibited practices for installment lenders