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HRS §490:9-308

When a security interest or agricultural lien is perfected and stays perfected

This section explains when a security interest or agricultural lien becomes perfected, meaning it is legally valid against others. It also covers how perfection can continue if you switch methods, and how perfecting one thing can perfect related items like supporting obligations or accounts.

borrowerscreditorsdebtorsfinancial institutions

The statute, as written — When security interest or agricultural lien is perfected; continuity of perfection

(a) Except as otherwise provided in this section and section 490:9-309, a security interest is perfected if it has attached and all of the applicable requirements for perfection in sections 490:9-310 through 490:9-316 have been satisfied. A security interest is perfected when it attaches if the applicable requirements are satisfied before the security interest attaches. (b) An agricultural lien is perfected if it has become effective and all of the applicable requirements for perfection in section 490:9-310 have been satisfied. An agricultural lien is perfected when it becomes effective if the applicable requirements are satisfied before the agricultural lien becomes effective. (c) A security interest or agricultural lien is perfected continuously if it is originally perfected by one method under this article and is later perfected by another method under this article, without an intermediate period when it was unperfected. (d) Perfection of a security interest in collateral also perfects a security interest in a supporting obligation for the collateral. (e) Perfection of a security interest in a right to payment or performance also perfects a security interest in a security interest, mortgage, or other lien on personal or real property securing the right. (f) Perfection of a security interest in a securities account also perfects a security interest in the security entitlements carried in the securities account. (g) Perfection of a security interest in a commodity account also perfects a security interest in the commodity contracts carried in the commodity account.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§490:9-309 When a security interest is automatically perfected

§490:9-310 When you must file a financing statement to protect your security interest

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.