HRS §490:9-310

When you must file a financing statement to protect your security interest

This section explains when you must file a financing statement to make your security interest or agricultural lien official. It lists many situations where filing is not needed because the interest is already protected another way. If you assign a perfected interest, you do not need to file again.

borrowersbusinessescreditorsdebtors

The statute, as written — When filing required to perfect security interest or agricultural lien; security interests and agricultural liens to which filing provisions do not apply

(a) Except as otherwise provided in subsection (b) and section 490:9-312(b), a financing statement must be filed to perfect all security interests and agricultural liens. (b) The filing of a financing statement shall not be necessary to perfect a security interest: (1) That is perfected under section 490:9-308(d), (e), (f), or (g); (2) That is perfected under section 490:9-309 when it attaches; (3) In property subject to a statute, regulation, or treaty described in section 490:9-311(a); (4) In goods in possession of a bailee perfected under section 490:9-312(d)(1) or (2); (5) In certificated securities, documents, goods, or instruments perfected without filing, control, or possession under section 490:9-312(e), (f), or (g); (6) In collateral in the secured party's possession under section 490:9-313; (7) In a certificated security perfected by delivery of the security certificate to the secured party under section 490:9-313; (8) In controllable accounts, controllable electronic records, controllable payment intangibles, deposit accounts, electronic documents, investment property, or letter-of-credit rights perfected by control under section 490:9-314; (9) In chattel paper perfected by possession and control under section 490:9-314.5; (10) In proceeds perfected under section 490:9-315; or (11) That is perfected under section 490:9-316. (c) If a secured party assigns a perfected security interest or agricultural lien, a filing under this article is not required to continue the perfected status of the security interest against creditors of and transferees from the original debtor.

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§490:9-308 When a security interest or agricultural lien is perfected and stays perfected

§490:9-309 When a security interest is automatically perfected

§490:9-311 When filing a financing statement is not needed

§490:9-312 Perfecting a security interest in certain property

§490:9-313 How a lender can perfect a security interest by holding collateral

§490:9-314 How to perfect a security interest by control

§490:9-314.5 How to perfect a security interest in chattel paper

§490:9-315 What happens to a lender's claim when collateral is sold or traded

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.