← All chapters

Chapter 287

48 sections

§287-1 Definitions for financial responsibility law

§287-2 Who runs this law and how to appeal decisions

§287-3 Getting a copy of your driving record from the court

§287-4 Reporting a car accident

§287-5 When the state can require accident security

§287-6 License suspension after an accident

§287-7 When the financial responsibility rules do not apply

§287-8 When you do not need to file accident security

§287-9 How long a suspended license stays suspended

§287-10 Unlicensed drivers in accidents

§287-11 How much security you must deposit and how to change it

§287-12 What happens to the money you deposit after an accident

§287-14 What cannot be used as evidence in a civil court case

§287-15 Reporting unpaid court judgments to the administrator

§287-16 License suspension for unpaid judgment and exceptions

§287-17 License stays suspended until judgments are paid and proof is shown

§287-18 When payments count as satisfying a judgment

§287-19 Paying a court judgment in installments and license suspension

§287-20 Showing proof of insurance after certain driving offenses

§287-21 Other ways to show you have financial responsibility

§287-22 Using an insurance certificate to prove financial responsibility

§287-22.1 How to show proof of insurance when required

§287-23 Out-of-state drivers can prove insurance with a home-state certificate

§287-24 What counts as a motor vehicle liability policy

§287-25 Owner's insurance policy requirements

§287-26 Insurance coverage for driving someone else's car

§287-27 What a motor vehicle liability policy must include

§287-28 What a motor vehicle liability policy does not have to cover

§287-29 Rules that apply to every motor vehicle liability policy

§287-30 Extra coverage allowed

§287-31 When you must pay back your car insurance company

§287-32 Combining insurance policies and using binders to meet car insurance rules

§287-33 Canceling a certified auto insurance policy

§287-34 Other required auto insurance policies are not affected

§287-35 Using a bond to prove you can pay for damages

§287-36 Using cash or bonds to prove financial responsibility

§287-37 Owner can show proof for family or employees

§287-38 Getting your bond or deposit back after replacing it

§287-39 When proof of financial responsibility is no longer valid

§287-40 When you can get your proof of financial responsibility back

§287-41 Turning in your license after it is suspended

§287-42 Who can self-insure and how to get a certificate

§287-43 How high-risk drivers get insurance and appeal decisions

§287-44 Penalties for breaking this chapter

§287-45 Which vehicles are not covered by this law

§287-46 This law adds to traffic rules without replacing them

§287-47 Other ways to get help in a lawsuit

§287-48 Old license suspensions and financial proof rules