Chapter 287
48 sections
§287-1 Definitions for financial responsibility law
§287-2 Who runs this law and how to appeal decisions
§287-3 Getting a copy of your driving record from the court
§287-4 Reporting a car accident
§287-5 When the state can require accident security
§287-6 License suspension after an accident
§287-7 When the financial responsibility rules do not apply
§287-8 When you do not need to file accident security
§287-9 How long a suspended license stays suspended
§287-10 Unlicensed drivers in accidents
§287-11 How much security you must deposit and how to change it
§287-12 What happens to the money you deposit after an accident
§287-14 What cannot be used as evidence in a civil court case
§287-15 Reporting unpaid court judgments to the administrator
§287-16 License suspension for unpaid judgment and exceptions
§287-17 License stays suspended until judgments are paid and proof is shown
§287-18 When payments count as satisfying a judgment
§287-19 Paying a court judgment in installments and license suspension
§287-20 Showing proof of insurance after certain driving offenses
§287-21 Other ways to show you have financial responsibility
§287-22 Using an insurance certificate to prove financial responsibility
§287-22.1 How to show proof of insurance when required
§287-23 Out-of-state drivers can prove insurance with a home-state certificate
§287-24 What counts as a motor vehicle liability policy
§287-25 Owner's insurance policy requirements
§287-26 Insurance coverage for driving someone else's car
§287-27 What a motor vehicle liability policy must include
§287-28 What a motor vehicle liability policy does not have to cover
§287-29 Rules that apply to every motor vehicle liability policy
§287-30 Extra coverage allowed
§287-31 When you must pay back your car insurance company
§287-32 Combining insurance policies and using binders to meet car insurance rules
§287-33 Canceling a certified auto insurance policy
§287-34 Other required auto insurance policies are not affected
§287-35 Using a bond to prove you can pay for damages
§287-36 Using cash or bonds to prove financial responsibility
§287-37 Owner can show proof for family or employees
§287-38 Getting your bond or deposit back after replacing it
§287-39 When proof of financial responsibility is no longer valid
§287-40 When you can get your proof of financial responsibility back
§287-41 Turning in your license after it is suspended
§287-42 Who can self-insure and how to get a certificate
§287-43 How high-risk drivers get insurance and appeal decisions
§287-44 Penalties for breaking this chapter
§287-45 Which vehicles are not covered by this law
§287-46 This law adds to traffic rules without replacing them
§287-47 Other ways to get help in a lawsuit
§287-48 Old license suspensions and financial proof rules