Chapter 490

§490:1-101 Official name for this commercial law

§490:1-102 When this law applies to a transaction

§490:1-103 How to read this law and what other laws still apply

§490:1-104 Protecting this law from being quietly canceled

§490:1-105 If one part is invalid, the rest still stands

§490:1-106 How words and gender are read in this law

§490:1-108 How this law relates to federal electronic signature rules

§490:1-201 Definitions for the Uniform Commercial Code

§490:1-202 What counts as notice and knowledge in legal matters

§490:1-203 How to tell a real lease from a loan disguised as a lease

§490:1-204 When a person is considered to have given value

§490:1-205 What counts as a reasonable time to act

§490:1-206 What a presumption means in court

§490:1-301 Which state's law applies to your transaction

§490:1-302 Can you change the rules by agreement?

§490:1-303 How past actions and trade customs affect a contract

§490:1-304 Good faith in contracts

§490:1-305 Courts should give full remedies to injured parties

§490:1-306 Giving up a claim after a breach

§490:1-307 When third-party documents count as proof

§490:1-308 Keeping your rights when you perform under protest

§490:1-309 When you can speed up payment or demand more collateral

§490:1-310 What it means to make a debt lower priority

§490:2A-101 Official name for this lease law

§490:2A-102 When this lease law applies

§490:2-102 When this sales law applies and when it doesn't

§490:2-103 Definitions for Sales of Goods

§490:2A-103 Definitions for lease contracts

§490:2A-104 Other laws still apply to leases

§490:2-104 Who counts as a merchant and what a financing agency is

§490:2-105 What counts as goods, future goods, lots, and commercial units

§490:2A-105 Which state's law applies to titled goods

§490:2A-106 Consumer lease: limits on choosing law and court

§490:2-106 What key words mean in this sales law

§490:2-107 When selling things attached to land counts as selling goods

§490:2A-107 Giving up a claim after a default

§490:2A-108 What happens when a lease is unfair

§490:2A-109 When a lease lets you speed up payments or demand more security

§490:2A-201 When a lease must be in writing to be enforceable

§490:2-201 When a written contract is required for a sale of goods

§490:2A-202 Final written agreement: outside evidence

§490:2-202 When written agreements can't be changed by earlier talks

§490:2A-203 Seals have no legal effect on lease contracts

§490:2-203 Seals no longer make a contract special

§490:2A-204 How a lease agreement can be made

§490:2-204 How a sales contract can be formed

§490:2-205 When a merchant's offer to buy or sell goods stays open

§490:2A-205 When a merchant's lease offer cannot be withdrawn

§490:2-206 How to accept an offer to buy or sell goods

§490:2A-206 How to accept a lease offer

§490:2-207 When extra terms in an acceptance still count

§490:2A-208 Changing or ending a lease agreement without new payment

§490:2A-209 Finance Lease: Lessee Gets Supplier's Promises and Warranties

§490:2-209 Changing or canceling a contract and giving up rights

§490:2-210 When you can delegate or assign your contract duties and rights

§490:2A-210 When a landlord's promises about goods become a warranty

§490:2A-211 Warranties about claims on leased goods and infringement

§490:2A-212 Implied warranty of merchantability

§490:2A-213 Implied warranty of fitness for a particular purpose

§490:2A-214 How to remove or limit warranties in a lease

§490:2A-215 How to handle conflicting warranties in a lease

§490:2A-216 Who is protected by a warranty on leased goods?

§490:2A-217 How Goods Are Identified in a Lease Agreement

§490:2A-218 Insurance and proceeds

§490:2A-219 Risk of Loss in Leases

§490:2A-220 What happens to risk of loss when someone defaults

§490:2A-221 What happens if the leased goods are damaged or destroyed before delivery

§490:2-301 What sellers and buyers must do

§490:2A-301 When a lease agreement is legally binding

§490:2A-302 Title to and possession of goods

§490:2-302 What courts can do with unfair contract terms

§490:2-303 Allocation or division of risks

§490:2A-303 Transferring lease interests and duties

§490:2A-304 What rights a new renter gets from the original landlord

§490:2-304 How the price can be paid

§490:2-305 When a sale can happen without a set price

§490:2A-305 When a lessee sells or subleases leased goods

§490:2A-306 Priority of certain liens arising by operation of law

§490:2-306 Output and requirements contracts: what you must do

§490:2A-307 Who wins when a creditor claims leased goods

§490:2-307 When goods must be delivered all at once

§490:2-308 Where goods must be delivered if no place is agreed

§490:2A-308 Creditors' rights when a lessor keeps the goods

§490:2A-309 Leasing goods that become part of real estate (fixtures)

§490:2-309 What happens when a contract has no set time or end date

§490:2-310 When payment is due and when credit starts

§490:2A-310 Who has rights to goods attached to other goods

§490:2A-311 Priority can be changed by agreement

§490:2-311 When a contract leaves details open, how to fill them in

§490:2-312 Seller's promises about ownership and legal claims

§490:2-313 When a seller's promises or samples create a warranty

§490:2-314 What it means for goods to be merchantable

§490:2-315 When a seller must provide goods that fit your specific need

§490:2-316 Changing or removing warranties

§490:2-317 How different warranties work together

§490:2-318 Who Can Enforce a Seller's Warranty

§490:2-319 What F.O.B. and F.A.S. mean for delivery of goods

§490:2-320 C.I.F. and C. & F. shipping terms

§490:2-321 Rules for C.I.F. and C. & F. contracts about weights, arrival, and inspection

§490:2-322 What delivery 'ex-ship' means for buyers and sellers

§490:2-323 Rules for bills of lading in overseas shipments

§490:2-324 What a 'no arrival, no sale' term means for buyers and sellers

§490:2-325 What a letter of credit means in a sales contract

§490:2-326 When buyers can return goods and who owns them

§490:2-327 Rules for buying on approval or with return option

§490:2-328 Auction Sales

§490:2-401 When ownership of goods passes from seller to buyer

§490:2A-401 When you can demand reassurance that the other side will perform

§490:2A-402 What happens when someone backs out of a lease early

§490:2-402 When a seller's creditors can take goods the buyer already bought

§490:2-403 When a buyer can get good ownership of goods

§490:2A-403 How to take back a broken lease promise

§490:2A-404 What happens when the agreed delivery or payment method fails

§490:2A-405 When a supplier can be excused for late or missing delivery

§490:2A-406 What to do when leased goods are delayed

§490:2A-407 When a finance lease promise becomes final

§490:2-501 When a buyer gets an insurable interest in goods

§490:2A-501 What happens when a lease is broken

§490:2A-502 No notice required after a lease default

§490:2-502 Buyer's right to get goods when seller backs out or goes broke

§490:2-503 How a seller must offer to deliver goods

§490:2A-503 Changing or limiting lease rights and remedies

§490:2A-504 Liquidated damages in lease agreements

§490:2-504 What a seller must do when shipping goods

§490:2-505 What it means when a seller ships goods with a bill of lading

§490:2A-505 What happens when a lease is cancelled or ended

§490:2A-506 Time limits for suing over a lease default

§490:2-506 What rights a financing company gets when it pays for shipped goods

§490:2-507 When the seller offers goods, the buyer must accept and pay

§490:2A-507 How to prove market rent after a lease default

§490:2A-508 Lessee's remedies when the lessor defaults

§490:2-508 Seller’s right to fix a bad delivery

§490:2A-509 Your rights when delivered goods don't match the lease

§490:2-509 Who bears the risk if goods are lost or damaged

§490:2A-510 Rejecting bad deliveries in installment leases

§490:2-510 Who bears the risk if goods are lost or damaged

§490:2-511 How a buyer pays and when payment is due

§490:2A-511 What a merchant lessee must do with rejected goods

§490:2A-512 What a renter must do with rejected goods

§490:2-512 Paying for goods before you inspect them

§490:2-513 When and how a buyer can inspect goods

§490:2A-513 When a supplier can fix a bad delivery

§490:2-514 When to hand over documents for a draft

§490:2A-514 Waiver of lessee's objections

§490:2-515 How to preserve evidence of goods in a dispute

§490:2A-515 When a renter accepts leased goods

§490:2A-516 What happens after you accept leased goods

§490:2A-517 When a renter can cancel acceptance of leased goods

§490:2A-518 Cover; substitute goods

§490:2A-519 Lessee's damages for nondelivery, repudiation, default, and breach of warranty in regard to accepted goods

§490:2A-520 What a renter can recover when the lessor defaults

§490:2A-521 Lessee's right to specific performance or replevin

§490:2A-522 Your right to get the goods if your landlord goes broke

§490:2A-523 What a landlord can do when a tenant breaks a lease

§490:2A-524 Lessor's right to identify goods to lease contract

§490:2A-525 When a landlord can take back leased goods

§490:2A-526 Stopping delivery of goods

§490:2A-527 What a landlord can do with goods after a tenant defaults

§490:2A-528 Lessor's damages when the lessee defaults

§490:2A-529 Lessor's action for rent after lessee defaults

§490:2A-530 Lessor's incidental damages

§490:2A-531 Who can sue when someone damages leased goods

§490:2A-532 Lessor can recover money for lost value after lease default

§490:2-601 Buyer's rights when goods are delivered wrong

§490:2-602 How to reject goods and what happens next

§490:2-603 What a merchant buyer must do with rejected goods

§490:2-604 Buyer's options for rejected goods when seller gives no instructions

§490:2-605 When a buyer must list all defects after rejecting goods

§490:2-606 When a buyer accepts delivered goods

§490:2-607 What happens after you accept goods you bought

§490:2-608 When a buyer can cancel acceptance of goods

§490:2-609 When you can demand proof the other side will perform

§490:2-610 What to do when the other side backs out early

§490:2-611 Taking back a promise to break a contract

§490:2-612 What counts as an installment contract and when a bad delivery breaks the deal

§490:2-613 What happens if goods are damaged before they reach you

§490:2-614 Substitute performance when the original deal becomes impossible

§490:2-615 When a seller can be excused for not delivering goods

§490:2-616 What a buyer can do when a seller says delivery will be late

§490:2-701 Other promises tied to a sale contract still have their own remedies

§490:2-702 Seller's remedies when buyer is insolvent

§490:2-703 What a seller can do when a buyer breaks the deal

§490:2-704 Seller's options when buyer breaks the contract

§490:2-705 When a seller can stop goods being shipped

§490:2-706 When a seller can resell goods after a buyer breaks the contract

§490:2-707 Who counts as a seller and what they can do

§490:2-708 What a seller can recover when a buyer backs out

§490:2-709 When a seller can sue for the full price

§490:2-710 What a seller can recover after a buyer breaks a contract

§490:2-711 What a buyer can do when the seller fails to deliver

§490:2-712 Buyer can buy replacement goods after seller breaks contract

§490:2-713 What a buyer can recover when a seller fails to deliver

§490:2-714 What a buyer can recover after accepting goods that are not as promised

§490:2-715 What a buyer can recover when a seller breaks the deal

§490:2-716 Buyer's right to force delivery or get goods back

§490:2-717 Buyer can deduct damages from what they still owe

§490:2-718 Liquidated damages and deposits

§490:2-719 How you and the seller can change or limit remedies

§490:2-720 Cancellation or rescission does not erase earlier breach claims

§490:2-721 Remedies for fraud

§490:2-722 Who can sue when someone damages goods in a sale

§490:2-723 How to prove market price after a contract is broken early

§490:2-724 Using published market prices as evidence

§490:2-725 Time limits for suing over a broken sales contract

§490:3-102 What this law covers

§490:3-103 Definitions for negotiable instruments

§490:3-104 What counts as a negotiable instrument

§490:3-105 When a check or other payment document is considered issued

§490:3-106 When a promise or order counts as unconditional

§490:3-107 Paying an instrument in foreign money

§490:3-108 When a payment promise is due

§490:3-109 When a check or note is payable to bearer or to order

§490:3-110 Who Gets Paid on a Check or Note

§490:3-111 Where a check or other payment instrument is paid

§490:3-112 Interest on a check or promissory note

§490:3-113 Date of instrument

§490:3-114 Which words win when a document disagrees with itself

§490:3-115 Incomplete instruments

§490:3-116 When multiple people owe on one check, they share the debt

§490:3-117 Separate agreements can change payment obligations

§490:3-118 Time limits for suing over unpaid notes and checks

§490:3-119 Notice of Right to Defend Action

§490:3-201 Negotiation

§490:3-202 When a transfer of a check or note can be canceled

§490:3-203 What you get when a payment instrument is handed over

§490:3-204 What counts as an endorsement on a payment document

§490:3-205 Special, blank, and anomalous signatures on payment papers

§490:3-206 When a check or note says who can get paid

§490:3-207 Getting a check or note back from a former holder

§490:3-301 Who Can Enforce a Negotiable Instrument

§490:3-302 Who counts as a holder in due course

§490:3-303 When a check or note is given for value

§490:3-304 When a payment promise becomes overdue

§490:3-305 Defenses and claims in recoupment

§490:3-306 Who can keep a check or note despite someone else's claim

§490:3-307 Notice of breach of fiduciary duty

§490:3-308 Proving signatures and who can enforce a payment promise

§490:3-309 Enforcing a lost, destroyed, or stolen check or note

§490:3-310 What happens to a debt when you accept a check or note

§490:3-311 Paying a disputed debt with a check marked "paid in full"

§490:3-312 What to do if your bank check is lost, destroyed, or stolen

§490:3-401 When you are responsible for a check or note

§490:3-402 When a representative signs a document, who is responsible

§490:3-403 Unauthorized signatures on checks and other payment papers

§490:3-404 When a fake payee's signature counts as the real payee's

§490:3-405 Employer responsibility for fraudulent endorsement by employee

§490:3-406 When your own carelessness lets a forgery happen

§490:3-407 What counts as changing a check and what happens if it is changed

§490:3-408 Drawee not liable on unaccepted draft

§490:3-409 What it means to accept a draft or certify a check

§490:3-410 When a bank changes the terms of a check

§490:3-411 When a bank wrongly refuses to pay a cashier's, teller's, or certified check

§490:3-412 Who must pay a note or cashier's check

§490:3-413 What an acceptor must pay on a draft

§490:3-414 Drawer's obligation to pay a draft

§490:3-415 What an indorser must pay when a check bounces

§490:3-416 What a person who transfers a check or note promises

§490:3-417 Guarantees when a draft is presented for payment

§490:3-418 Payment or acceptance by mistake

§490:3-419 When someone signs a loan or note to help another person

§490:3-420 When a check or other instrument is converted

§490:3-501 Presentment

§490:3-502 When a note or draft is dishonored

§490:3-503 Notice of dishonor

§490:3-504 When you do not have to present a check or give a late-payment notice

§490:3-505 What counts as proof that a check was refused

§490:3-506 Dishonored check: triple damages and procedures

§490:3-506.5 Service charge for a bounced check

§490:3-601 Discharge and effect of discharge

§490:3-602 When a check or other payment document is considered paid

§490:3-603 Tender of payment

§490:3-604 Discharging a debt by canceling or giving up the instrument

§490:3-605 When people who sign a check can be let off the hook

§490:4-101 Official name for bank deposit and collection rules

§490:4-102 When this law applies

§490:4A-102 Which money transfers this law covers

§490:4A-103 What the words mean in this payment order law

§490:4-103 Changing bank rules by agreement and what counts as careful handling

§490:4A-104 What the words mean in this part of the law

§490:4-104 Definitions for Bank Collection and Payment Rules

§490:4A-105 Definitions for Electronic Money Transfers

§490:4-105 Definitions of banks in this article

§490:4A-106 When a payment order is considered received

§490:4-106 What it means when a check says payable through or at a bank

§490:4A-107 Federal rules override state law when they conflict

§490:4-107 Separate office of a bank

§490:4A-108 Relationship to the federal Electronic Fund Transfer Act

§490:4-108 When banks count money and checks received

§490:4-109 When banks can delay or change payment deadlines

§490:4-110 What electronic presentment means and how it works

§490:4-111 Time limit for suing under this article

§490:4A-201 What counts as a security procedure for payment orders

§490:4-201 How banks handle checks and provisional credit

§490:4A-202 When a payment order counts as the customer's order

§490:4-202 Bank's duty to collect or return checks

§490:4A-203 When a bank cannot keep payment for a payment order

§490:4-203 Who can give instructions to a collecting bank

§490:4A-204 Getting your money back for a fake payment order

§490:4-204 How banks send and present checks

§490:4-205 Bank becomes holder of a check even without your signature

§490:4A-205 What happens when a payment order has an error

§490:4-206 Transfer between banks

§490:4A-206 How payment orders are sent through transfer systems

§490:4A-207 What happens when a payment order names the wrong person

§490:4-207 Transfer warranties for checks and other payment items

§490:4-208 Warranties when a draft is presented for payment

§490:4A-208 When a payment order has a bank number that doesn't match the bank name

§490:4-209 Warranties for encoding and keeping checks

§490:4A-209 When a bank accepts a payment order

§490:4-210 Bank's rights in checks and related documents

§490:4A-210 When a bank rejects a payment order

§490:4A-211 How to cancel or change a payment order

§490:4-211 When a bank is considered to have paid value

§490:4A-212 When a receiving bank must accept a payment order

§490:4-212 Presenting an item by notice when it is not payable at a bank

§490:4-213 When and how banks settle checks

§490:4-214 When a bank can take back credit for a check that fails

§490:4-215 When a check is finally paid and when you can withdraw the money

§490:4-216 What happens to checks when a bank fails

§490:4A-301 When a bank carries out a payment order

§490:4-301 When a bank can take back payment on a check

§490:4A-302 What a receiving bank must do when it accepts a payment order

§490:4-302 Payor bank's responsibility for late return of item

§490:4-303 When a bank can stop payment or set off an item

§490:4A-303 What happens when a bank sends the wrong payment amount or person

§490:4A-304 Your duty to report a wrong payment order

§490:4A-305 What a bank owes when it mishandles a payment order

§490:4A-401 Payment date for a payment order

§490:4-401 When a bank can take money from your account

§490:4A-402 Sender's duty to pay the receiving bank

§490:4-402 When a bank wrongly refuses to pay your check

§490:4-403 Stopping payment on a check or closing your account

§490:4A-403 When a sender pays a receiving bank

§490:4-404 When a bank can refuse to pay an old check

§490:4A-404 Bank must pay and notify the person receiving money

§490:4-405 What happens to checks when a customer dies or becomes incompetent

§490:4A-405 When a bank's payment to the receiver counts as paid

§490:4-406 Your duty to check your bank statement and report unauthorized signatures

§490:4A-406 When a wire transfer pays off a debt

§490:4-407 Bank's right to step into others' shoes after paying a stopped check

§490:4-501 Bank's duty when handling a documentary draft

§490:4A-501 Changing rules by agreement and bank system rules

§490:4-502 When to present a draft that depends on goods arriving

§490:4A-502 How banks handle court orders to take money from accounts

§490:4-503 What a bank must do with shipping documents and payment

§490:4A-503 When a court can stop a money transfer

§490:4A-504 How banks can charge your account for payments

§490:4-504 What a bank can do with goods after a payment is refused

§490:4A-505 When you can no longer dispute a payment taken from your account

§490:4A-506 Interest rate on refunds and late payments

§490:4A-507 Which state's law applies to a wire transfer

§490:5-101 Short title for letters of credit rules

§490:5-102 Key terms used in letter of credit rules

§490:5-103 Scope of letter of credit rules

§490:5-104 Formal requirements for letters of credit

§490:5-105 Consideration

§490:5-106 When a letter of credit starts, changes, and ends

§490:5-107 Who must pay and advise on a letter of credit

§490:5-108 Issuer's rights and obligations

§490:5-109 Fraud and forgery in letters of credit

§490:5-110 Warranties when a letter of credit is paid

§490:5-111 What you can recover when a letter of credit is dishonored

§490:5-112 Transferring a letter of credit

§490:5-113 What happens when a beneficiary is replaced by law

§490:5-114 Who can get the money from a letter of credit

§490:5-115 Time limit for suing on a letter of credit

§490:5-116 Which law and court apply to letters of credit

§490:5-117 Who can step into someone else's shoes after a letter of credit is paid

§490:5-118 When a bank or issuer gets a security interest in a letter of credit document

§490:7-101 Official name for the documents of title law

§490:7-102 Definitions for rules about storing and shipping goods

§490:7-103 How this article relates to other laws

§490:7-104 When a document of title is negotiable or not

§490:7-105 Switching between electronic and paper title documents

§490:7-106 When someone is considered to control an electronic document of title

§490:7-201 Who can issue a warehouse receipt and when it counts

§490:7-202 What a warehouse receipt must include and what happens if it doesn't

§490:7-203 Getting paid when goods are missing or misdescribed

§490:7-204 Warehouse duty of care and liability limits

§490:7-205 Buyers get goods free of warehouse claims

§490:7-206 When a warehouse can end storage and sell goods

§490:7-207 Keeping stored goods separate and handling mixed goods

§490:7-208 When a warehouse receipt is changed without permission

§490:7-209 Warehouse's right to hold goods for unpaid charges

§490:7-210 How a warehouse can sell stored goods to collect what it is owed

§490:7-301 Who pays when a bill of lading has wrong information about goods

§490:7-302 Who is responsible when a shipment has multiple carriers

§490:7-303 When a carrier can change where your goods go

§490:7-304 Tangible bills of lading in a set

§490:7-305 Getting a bill of lading sent to another place

§490:7-306 What happens if a bill of lading is changed without permission

§490:7-307 Carrier's right to hold goods for unpaid charges

§490:7-308 How a carrier can sell goods to collect a debt

§490:7-309 Carrier's duty to care for goods and limits on liability

§490:7-401 When a document of title is still valid despite mistakes

§490:7-402 Duplicate documents of title and overissue rules

§490:7-403 When a storage or shipping company must hand over your goods

§490:7-404 Warehouse or carrier not liable for honest delivery

§490:7-501 How to transfer a negotiable document of title

§490:7-502 What you get when you properly receive a negotiable document of title

§490:7-503 When a document of title does not protect against earlier claims

§490:7-504 What rights you get when goods are handed over without proper transfer

§490:7-505 Endorsing a document does not guarantee the bailee's actions

§490:7-506 Getting a signature on a document you received

§490:7-507 Warranties when you transfer a document of title

§490:7-508 What a bank promises when it handles shipping documents

§490:7-509 When a document of title meets contract requirements

§490:7-601 What to do if a document proving ownership is lost or stolen

§490:7-602 When a court order can take goods held with a warehouse receipt

§490:7-603 Conflicting claims; interpleader

§490:7-701 When this law applies to documents of title

§490:7-702 Old documents and bailments still follow old rules

§490:8-101 What this law is called

§490:8-102 Key terms used in this investment rules section

§490:8-103 What counts as a security or financial asset

§490:8-104 How you get ownership of securities or financial assets

§490:8-105 When you have notice of a claim to a financial asset

§490:8-106 Who has control of a security and what that means

§490:8-107 When a signature or order on a security is valid

§490:8-108 Guarantees when you buy or transfer securities

§490:8-109 Warranties in indirect holding

§490:8-110 Which state's law applies to securities and accounts

§490:8-111 Clearing corporation rules can override this article

§490:8-112 How creditors can take your investment securities

§490:8-113 No written contract needed for securities deals

§490:8-114 Rules for proving a stock certificate in court

§490:8-115 When brokers and banks are not liable for disputed assets

§490:8-116 When a securities firm is treated as a buyer for value

§490:8-201 Who counts as the issuer of a security

§490:8-202 When a security's terms and defects affect its validity

§490:8-203 When a security becomes stale and buyers are on notice

§490:8-204 When a company's transfer restriction does not apply

§490:8-205 When an unauthorized signature on a stock certificate is valid

§490:8-206 When a stock certificate is incomplete or changed

§490:8-207 Who the issuer can treat as the owner before transfer

§490:8-208 What a certificate signer promises to buyers

§490:8-209 When an issuer's lien on a stock certificate is valid

§490:8-210 What happens when too many securities are issued

§490:8-301 When delivery of a security happens

§490:8-302 Rights of a purchaser of a security

§490:8-303 Who is a protected purchaser of a security

§490:8-304 How to endorse a security certificate

§490:8-305 Completing an incomplete instruction for a security

§490:8-306 What a signature guarantor promises when signing

§490:8-307 Getting the paperwork needed to register a security transfer

§490:8-401 When the issuer must register a transfer of ownership

§490:8-402 Proof needed for signatures on stock transfers

§490:8-403 Asking the Issuer Not to Register a Transfer

§490:8-404 When a company is at fault for registering a transfer to the wrong person

§490:8-405 Getting a new certificate if yours is lost or stolen

§490:8-406 Tell the issuer quickly if your stock certificate is lost or stolen

§490:8-407 Duties of agents who handle securities transfers

§490:8-501 When you get a security entitlement from a securities intermediary

§490:8-502 When a buyer of financial assets is protected from ownership disputes

§490:8-503 Who owns the financial assets held by a securities intermediary

§490:8-504 Keeping track of the assets behind your securities account

§490:8-505 Getting payments and distributions from investments

§490:8-506 Following your instructions about your financial assets

§490:8-507 When a securities intermediary must follow an entitlement order

§490:8-508 Changing how you hold your securities

§490:8-509 How securities intermediaries must follow other rules

§490:8-510 When a buyer of investment rights is protected from claims

§490:8-511 Who gets paid first when a securities firm runs short

§490:9-101 What this law is called and how to refer to it

§490:9-102 Definitions for secured transactions and their meanings

§490:9-103 Purchase-money security interests and how payments are applied

§490:9-104 When a lender controls a bank account

§490:9-105 When a buyer controls an electronic copy of chattel paper

§490:9-105.5 Who has control of electronic money

§490:9-106 Who controls investment property in a secured deal

§490:9-107 When a lender controls a letter of credit right

§490:9-107.5 When a lender is considered to control digital records or accounts

§490:9-107.6 No duty to confirm control of collateral

§490:9-108 What counts as a good description of collateral

§490:9-109 What this law covers and what it does not cover

§490:9-110 Security interests from buying or leasing goods

§490:9-201 When a security agreement is valid and what other laws apply

§490:9-202 Ownership of collateral does not change the rules

§490:9-203 When a security interest becomes valid and attached

§490:9-204 When a security agreement can cover property you get later

§490:9-205 Using or selling collateral does not invalidate a security interest

§490:9-206 When a security interest attaches to a financial asset

§490:9-207 Rights and duties when a lender holds your collateral

§490:9-208 What a secured party must do when a debt is paid off

§490:9-209 Releasing a customer after a debt is paid off

§490:9-210 Asking your lender for account or collateral information

§490:9-301 Which state's law controls your security interest

§490:9-302 Which state's law controls agricultural liens on farm products

§490:9-303 Which state's law controls liens on titled goods

§490:9-304 Which state's law applies to a security interest in a bank account

§490:9-305 Which state's laws control security interests in investment property

§490:9-306 Which state's law controls a security interest in letter-of-credit rights

§490:9-306.5 Which state's law governs security interests in chattel paper

§490:9-306.6 Which state's law controls security interests in digital records

§490:9-307 How to determine where a debtor is located

§490:9-308 When a security interest or agricultural lien is perfected and stays perfected

§490:9-309 When a security interest is automatically perfected

§490:9-310 When you must file a financing statement to protect your security interest

§490:9-311 When filing a financing statement is not needed

§490:9-312 Perfecting a security interest in certain property

§490:9-313 How a lender can perfect a security interest by holding collateral

§490:9-314 How to perfect a security interest by control

§490:9-314.5 How to perfect a security interest in chattel paper

§490:9-315 What happens to a lender's claim when collateral is sold or traded

§490:9-316 What happens to a security interest when the debtor or collateral moves

§490:9-317 Who gets paid first when there is a security interest

§490:9-318 Seller loses rights to sold payment rights

§490:9-319 Who owns goods a consignee holds

§490:9-320 When buyers get goods free of a lender's claim

§490:9-321 Protection for licensees and lessees in normal business deals

§490:9-322 Who gets paid first when multiple debts use the same property

§490:9-323 When future loans keep their priority over other claims

§490:9-324 Priority of purchase-money security interests

§490:9-325 When a new owner's loan loses priority to an earlier lender

§490:9-326 Priority of security interests created by new debtor

§490:9-326.5 Priority when one secured party has control

§490:9-327 Who gets paid first from a bank account when lenders disagree

§490:9-328 Who Gets Paid First for the Same Investment Property

§490:9-329 Who gets paid first for a letter-of-credit right

§490:9-330 Who gets priority when buying chattel paper or instruments

§490:9-331 Who gets paid first when buying certain property

§490:9-332 When you can keep money or funds despite a security interest

§490:9-333 Priority of certain liens arising by operation of law

§490:9-334 Who gets paid first for fixtures and crops

§490:9-335 Rules for security interests in parts added to goods

§490:9-336 What happens to security interests when goods are mixed together

§490:9-337 Priority of security interests in goods covered by certificate of title

§490:9-338 When a filed financing statement has wrong information

§490:9-339 Priority can be given up by agreement

§490:9-340 When a bank can use your account to pay a debt

§490:9-341 Bank's rights and duties for deposit accounts with security interests

§490:9-342 Banks can refuse control agreements and keep them private

§490:9-401 When a debtor can transfer rights to collateral

§490:9-402 Secured party not liable for debtor's actions

§490:9-403 Agreement not to assert defenses against assignee

§490:9-404 What rights a new owner of a debt gets

§490:9-405 Changing a Contract That Has Been Assigned

§490:9-406 When a debt is assigned to someone else

§490:9-407 Lease terms cannot block using your lease as loan collateral

§490:9-408 When contract terms blocking security interests are void

§490:9-409 Restrictions on assigning letter-of-credit rights are ineffective

§490:9-501 Where to file a financing statement in Hawaii

§490:9-502 What a financing statement must include

§490:9-503 How to list the debtor's name on a financing statement

§490:9-504 How to describe collateral on a financing statement

§490:9-505 Filing rules for consignments, leases, and similar deals

§490:9-506 When minor mistakes in a financing statement are okay

§490:9-507 When a filed financing statement stays valid

§490:9-508 Financing statement when a new debtor takes over

§490:9-509 Who is allowed to file a financing statement or amendment

§490:9-510 When a filed record is valid

§490:9-511 Who is listed as the secured party on a financing statement

§490:9-512 How to change a filed financing statement

§490:9-513 Termination statement

§490:9-514 How to transfer a secured party's rights to change a filing

§490:9-515 How long a financing statement stays valid and what happens when it expires

§490:9-516 When a filing counts as filed

§490:9-517 Filing office mistakes do not invalidate your document

§490:9-518 How to file a statement about a wrong or inaccurate record

§490:9-519 How the filing office handles and indexes records

§490:9-520 When the filing office can reject your record

§490:9-521 Standard forms for financing statements and amendments

§490:9-522 Keeping and destroying financing statement records

§490:9-523 Getting proof of your filing and buying records in bulk

§490:9-524 When a filing office can be late without penalty

§490:9-525 Filing fees for financing statements and information requests

§490:9-526 Filing-office rules

§490:9-527 Annual report on the filing office

§490:9-601 What a lender can do after you default

§490:9-602 When you cannot give up your rights under secured debt rules

§490:9-603 Agreement on standards for rights and duties

§490:9-604 Enforcing a security interest in property that includes real estate or fixtures

§490:9-605 Duties to Unknown Debtors or Secondary Obligors

§490:9-606 When an agricultural lien defaults

§490:9-607 How a secured party can collect what is owed after default

§490:9-608 How money from collecting collateral is paid out

§490:9-609 Lender's right to take collateral after default

§490:9-610 What a lender can do with collateral after you default

§490:9-611 Who must get notice before collateral is sold

§490:9-612 Timeliness of notification before disposition of collateral

§490:9-613 Notice Before Selling or Leasing Collateral (Non-Consumer Goods)

§490:9-614 Notice before selling repossessed consumer goods

§490:9-615 How sale money is divided and who owes the rest

§490:9-616 How the lender must explain a surplus or deficiency

§490:9-617 What happens to the collateral when a lender sells it after default

§490:9-618 When a backup payer takes over the secured party's role

§490:9-619 How a lender can transfer ownership records after a default

§490:9-620 When a lender can keep collateral for the debt

§490:9-621 Notification of proposal to accept collateral

§490:9-622 Effect of accepting collateral

§490:9-623 Right to redeem collateral

§490:9-624 When you can give up rights after default

§490:9-625 What happens when a secured party breaks the rules

§490:9-626 Court rules for deficiency or surplus disputes

§490:9-627 How to tell if a sale of collateral was fair

§490:9-628 When a secured party is not liable for mistakes

§490:9-702 Old transactions still follow the new rules

§490:9-703 Old security interests stay valid when the new law starts

§490:9-704 Old security interests stay valid for one year

§490:9-705 What happens to actions taken before the new law took effect?

§490:9-706 When an initial financing statement keeps an old financing statement effective

§490:9-707 How to update an old financing statement after the new law

§490:9-708 Who can file a financing statement or continuation statement

§490:9-709 How to decide which security claim comes first

§490:9-802 Old transactions still covered by this law

§490:9-803 Security interests perfected before July 1, 2013

§490:9-804 Old security interests become perfected automatically

§490:9-805 Old financing statements and their expiration dates

§490:9-806 How an old financing statement stays effective after the law change

§490:9-807 How to change or end an old financing statement

§490:9-808 Who can file a financing statement or continuation statement

§490:9-809 Which claim gets paid first from collateral

§490:10-101 Effective date

§490:10-102 Old laws are replaced and old deals stay valid

§490:10-103 Old laws that conflict with this chapter are canceled

§490:10-103.1 When state laws conflict with this chapter

§490:10-104 Other laws about documents of title still apply

§490:11-102 Old commercial code rules still apply to new changes

§490:11-103 Old U.C.C. transactions after the new law takes effect

§490:11-104 Old security interests that become perfected automatically

§490:11-105 Transition rule for old financing statements when filing location changed

§490:11-106 Required refilings

§490:11-107 Which law applies to old priority disputes

§490:11-108 Old law stays the same unless clearly changed

§490:12-101 Official name for this set of rules

§490:12-102 Key terms for electronic records and purchasers

§490:12-103 Which law wins when this article conflicts with other laws

§490:12-104 Who gets what rights when buying digital records

§490:12-105 Who has control of an electronic record

§490:12-106 Paying your debt when control of the account changes

§490:12-107 Which state's law applies to an electronic record

§490:13-101 Official name for this set of rules

§490:13-102 Definitions for this part of the law

§490:13-201 Old transactions stay valid after this law takes effect

§490:13-301 Old property deals stay valid under new rules

§490:13-302 What happens to old security interests when the new rules start

§490:13-303 What happens to old security interests that were not perfected

§490:13-304 Old actions still count until the adjustment date

§490:13-305 Which claims come first for the same collateral

§490:13-306 Which law decides who gets paid first when Article 9 doesn't apply