Chapter 431

§431:1-100.5 Purpose of the insurance law

§431:1-101 Insurance business must follow the law

§431:1-102 Public interest in insurance

§431:1-104 Specific insurance rules beat general ones

§431:1-105 Writing and currency rules for insurance records

§431:1-201 What counts as insurance

§431:1-202 Who counts as an insurer

§431:1-203 Types of insurance covered by Hawaii law

§431:1-204 What counts as life insurance and special rules for charitable gift annuities

§431:1-205 What counts as accident and health insurance

§431:1-206 Property insurance defined

§431:1-207 Marine and transportation insurance defined

§431:1-208 What counts as vehicle insurance

§431:1-209 What counts as general casualty insurance

§431:1-210 What counts as surety insurance

§431:1-211 What counts as ocean marine insurance

§431:1-212 Who counts as a person under insurance law

§431:1-213 What counts as a state for insurance law

§431:1-214 What 'United States' means in the law

§431:1-215 What counts as doing insurance business in Hawaii

§431:1-216 What counts as a general business practice

§431:1-217 How insurance policies for construction professionals must define 'occurrence'

§431:2D-101 Why this insurance market conduct law exists

§431:2-101 Setting up the state insurance office

§431:2-102 Who runs the insurance division

§431:2D-102 Definitions

§431:2D-103 Working with other states on insurance checks

§431:2-103 Setting the insurance commissioner's pay

§431:2D-104 How the insurance commissioner studies the market

§431:2-104 Official seal for the insurance commissioner

§431:2D-105 Rules for insurance market conduct checks

§431:2-105 Deputies and employees of the insurance commissioner

§431:2-105.5 Insurance division staff positions

§431:2-106 Ethical rules for insurance division staff

§431:2D-106 Rules for insurance company market conduct checks

§431:2-107 Workers' compensation rate analysis unit

§431:2D-107 Keeping insurance company records and audits confidential

§431:2-108 Commissioner can let staff act for them

§431:2D-108 Who can conduct insurance market checks

§431:2-109 Buying supplies and annual statement forms

§431:2D-109 Protection for people involved in insurance market checks

§431:2D-110 Fines and penalties

§431:2-110 Insurance commissioner must keep an office in Honolulu

§431:2D-111 Insurance data sharing and market conduct reviews

§431:2D-112 Working with other states on insurance checks

§431:2D-113 Additional duties of the insurance commissioner

§431:2D-114 Information you give the insurance commissioner stays private

§431:2-201 Insurance commissioner's powers and duties

§431:2-201.2 What the insurance commissioner must consider before opting out of a uniform standard

§431:2-201.3 Felony convictions and getting permission to sell insurance

§431:2-201.5 Health insurance rules must follow federal law

§431:2-201.8 Rules to protect service members from unfair life insurance sales

§431:2-202 How official orders and notices must be given

§431:2-202.5 Approval is automatic if the insurance commissioner stays silent

§431:2-203 How insurance rules are enforced and penalties for breaking them

§431:2-204 Insurance commissioner's power to demand documents and testimony

§431:2-205 How out-of-state insurers get legal papers in Hawaii

§431:2-206 How legal papers are delivered to the insurance commissioner

§431:2-207 What happens if you ignore a subpoena

§431:2-208 Giving the insurance commissioner access to records

§431:2-209 Keeping and sharing insurance records

§431:2-210 Certified copies and certificates as court evidence

§431:2-211 Annual report

§431:2-212 Working with other states on insurance

§431:2-214 Commissioner's education and training fund

§431:2-215 How insurance division money is collected and spent

§431:2-216 Annual assessments on health insurers

§431:2-217 Registering a trade name for insurance sales

§431:2-301 Purpose of insurance examinations

§431:2-301.5 Who counts as an examiner in insurance law

§431:2-301.6 Rules for who can examine insurance companies

§431:2-301.7 How insurance company exams are run

§431:2-301.8 Protection for insurance examiners and people who share information

§431:2-302 How insurance companies are examined

§431:2-303 When the insurance commissioner can check records

§431:2-304 Insurance guaranty associations must report to the commissioner

§431:2-305 How insurance examination reports are made public

§431:2-306 Who pays for insurance company examinations

§431:2-307.5 How examiners get paid and where fees go

§431:2-308 State insurance rules follow the state administrative process

§431:2-401 Definitions for insurance fraud rules

§431:2-402 Insurance fraud investigations branch

§431:2-403 What counts as insurance fraud and the penalties

§431:2-404 Court must order repayment for losses

§431:2-405 State penalties for insurance fraud

§431:2-406 How administrative penalties are imposed

§431:2-407 Accepting a reduced payment is not admitting fraud

§431:2-408 Insurance fraud: civil lawsuits and protection for reporting

§431:2-409 Reporting suspected insurance fraud to the state

§431:2-410 Where insurance fraud penalties go

§431:3-101 What counts as a foreign insurance company

§431:3G-101 Why this law exists and who it covers

§431:3D-101 Who this law covers and why it exists

§431:3A-101 Privacy of Personal Financial Information

§431:3B-101 Key terms used in this insurance data security law

§431:3A-102 Definitions for Insurance Privacy Rules

§431:3-102 What counts as an insurer's capital funds

§431:3D-102 Definitions for insurance risk assessment rules

§431:3G-102 Definitions for Corporate Governance and Risk Reports

§431:3B-102 Regulator's power to check and enforce rules

§431:3D-103 Insurance companies must have a risk management plan

§431:3B-103 Keeping insurance records confidential

§431:3-103 What the word charter means in insurance law

§431:3G-103 Annual corporate governance report to the insurance commissioner

§431:3G-104 Rules the insurance commissioner can make

§431:3D-104 Insurance companies must regularly check their own financial health

§431:3B-104 Who is exempt from the information security rules

§431:3B-105 Penalties for breaking insurance rules

§431:3D-105 Insurers must file risk assessment reports when asked

§431:3-105 What counts as a foreign insurance company

§431:3G-105 What must be in the annual corporate governance report

§431:3-106 What a mutual insurer is

§431:3G-106 Keeping insurance company governance records confidential

§431:3D-106 When insurance companies can skip solvency rules

§431:3B-106 No private lawsuits allowed under this law

§431:3B-107 Insurance commissioner can make rules

§431:3D-107 Rules for preparing the own risk and solvency summary report

§431:3G-107 Outside Help and Confidentiality for Corporate Governance Reports

§431:3-107 What reciprocal insurance means

§431:3D-108 Insurance company risk reports stay confidential

§431:3G-108 Penalties for late corporate governance reports

§431:3-108 What a reciprocal insurer is

§431:3D-109 Fines for late ORSA reports

§431:3G-109 If one part is invalid, the rest still stands

§431:3-109 What reinsurance means in Hawaii law

§431:3-110 What a stock insurer is

§431:3D-110 Severability

§431:3A-201 When you must get the first privacy notice

§431:3-201 Insurance companies need a state license to do business

§431:3B-201 Creating a written plan to protect private information

§431:3-202 Rules for an insurer's name and name changes

§431:3B-202 Goals for protecting customer information and checking risks

§431:3A-202 When you must get a yearly privacy notice

§431:3-203 Rules for getting an insurance license in Hawaii

§431:3A-203 What must be in a privacy notice

§431:3B-203 How to build a cybersecurity plan after risk review

§431:3-203.5 When the state must license a foreign insurer

§431:3-204 Which insurance types an insurer can sell

§431:3B-204 What the board of directors must do for information security

§431:3A-204 How companies must give you the choice to stop information sharing

§431:3-205 New insurers must deposit money to do business

§431:3A-205 When a company must send a new privacy notice

§431:3B-205 Choosing and overseeing outside service providers

§431:3A-206 How insurance companies must deliver privacy notices

§431:3-206 New insurers must hold extra surplus

§431:3B-206 Keeping your information security program up to date

§431:3-207 Old insurers can keep old capital rules for five years

§431:3B-207 Written plan for responding to cyber attacks

§431:3-208 Extra money insurers must keep to sell more insurance types

§431:3B-208 Insurance companies must file yearly compliance papers

§431:3-209 Deposits required from out-of-state insurance companies

§431:3-210 How to calculate an alien insurer's capital funds

§431:3-212 How an insurance company applies to do business in Hawaii

§431:3-212.5 What happens when an insurer moves its home state

§431:3-213 When the state must issue or deny an insurer's license

§431:3-214 How insurance licenses are renewed and changed

§431:3-215 Rules for an insurance company leaving Hawaii

§431:3-216 When the state must take away an insurer's license

§431:3-217 When the insurance commissioner can suspend or revoke a license

§431:3-218 What happens when an insurer's license is taken away

§431:3-219 Suspending or revoking an insurer's license

§431:3-220 Getting your insurance license back after it was taken away

§431:3-221 Power to fine

§431:3B-301 Investigating a cybersecurity event

§431:3-301 Insurance company annual and quarterly reports

§431:3A-301 When a company can share your private financial information

§431:3A-302 Rules for sharing financial information with outside companies

§431:3-302 Insurance companies must file annual and quarterly reports with the national group

§431:3B-302 When and how to report a cybersecurity event

§431:3-302.5 Annual audit filing rules for insurance companies

§431:3A-303 When companies can share your account numbers for marketing

§431:3-303 Protection from lawsuits for insurance data handlers

§431:3B-303 Notification to consumers

§431:3-304 Insurance company financial reports stay secret

§431:3B-304 Handling data breaches by outside companies

§431:3-304.5 Actuarial opinions are public, but related documents stay private

§431:3-305 Keeping insurer accounts and records

§431:3B-305 Reinsurers must tell insurers about data breaches

§431:3B-306 Insurers must tell insurance agents about data breaches

§431:3-306 Limit on how much risk an insurer can keep

§431:3-306.5 Insurance companies must prove they can pay hurricane claims

§431:3-307 Ban on giving free insurance to buyers

§431:3-308 Insurance licenses for government-owned insurers

§431:3-309 Insurance companies must report their yearly profits

§431:3A-401 When you can share customer financial information without an opt-out notice

§431:3-401 Definitions for insurer financial health rules

§431:3A-402 When companies can share your financial information without asking

§431:3-402 Insurance companies must file risk-based capital reports

§431:3A-403 When a company can share your financial information without asking first

§431:3-403 When an insurer must file a financial recovery plan

§431:3-404 When insurance regulators step in due to low capital

§431:3-405 When an insurer hits the authorized control level

§431:3-406 When the state takes control of a failing insurance company

§431:3-407 Insurance company rights to a hearing

§431:3-408 Keeping insurer financial reports confidential and out of rate setting

§431:3-409 How this part works with other laws and who can be excused

§431:3-410 Rules for out-of-state insurers on financial reports

§431:3-411 If one part is invalid, the rest still stands

§431:3-412 When official notices to insurers take effect

§431:3-413 Phase-in rules for early risk-based capital reports

§431:3-414 Protection from lawsuits for state insurance officials

§431:3A-501 State law does not override federal credit reporting rules

§431:3A-502 No unfair treatment for opting out of info sharing

§431:3A-503 Breaking these rules is an unfair insurance practice

§431:3A-504 Rules

§431:4A-101 Credit allowed a domestic ceding insurer

§431:4F-101 Definitions for Alien Insurers in Hawaii

§431:4-101 Definitions for insurance company surplus and equity securities

§431:4F-102 Which insurance branches this law covers

§431:4-102 What types of insurance companies can be formed in Hawaii

§431:4A-102 Rules for counting reinsurance as an asset

§431:4A-103 What counts as a qualified U.S. financial institution

§431:4F-103 How a foreign insurance company can enter Hawaii

§431:4-103 Corporate rules apply to insurance companies

§431:4A-104 Rules the insurance commissioner can make for reinsurance

§431:4F-104 Keeping enough money in an alien insurer's trust account

§431:4-104 Rules for forming an insurance company in Hawaii

§431:4F-105 Rules for the trust agreement that backs an insurer

§431:4-105 Insurance company must file an affidavit before getting a license

§431:4-106 Rules for an insurance company's board of directors

§431:4F-106 Reporting rules for foreign insurance companies with U.S. branches

§431:4-106.5 No personal liability for acting on behalf of a member

§431:4F-107 Rules for foreign insurers' US branches to get a license

§431:4-107 Permit needed before collecting money to start an insurance company

§431:4-108 How to apply for a solicitation permit

§431:4F-108 When the insurance commissioner can act on a branch's finances

§431:4-109 How the state decides on a solicitation permit

§431:4-110 Bond or cash deposit required before solicitation permit

§431:4-111 What a solicitation permit must include and when it expires

§431:4-112 Solicitation permit is not an endorsement

§431:4-113 Who can sell securities under a solicitation permit

§431:4-114 Revoking a solicitation permit

§431:4-115 Holding solicitation money in escrow

§431:4-116 Who pays debts before a company is fully set up

§431:4-117 When a stock insurer can issue shares and forfeit unpaid subscriptions

§431:4-118 What insurance applications must say for mutual insurers

§431:4-119 Refunds when an insurance company fails to start or loses its permit

§431:4-120 Getting permission to sell new company stock

§431:4-121 Penalty for showing false documents about an insurer

§431:4-122 Where an insurance company may keep its money

§431:4-123 No buying or selling votes at insurer meetings

§431:4-124 Insurers cannot guarantee personal debts of their leaders

§431:4-125 Rules on fees for insurance company money

§431:4-126 Insurers can follow other states' insurance rules

§431:4-127 Rules for selling insurance in other states

§431:4-201 Insurance companies must follow other corporate laws

§431:4-202 How an insurance company can increase its capital stock

§431:4-203 Decrease of Capital

§431:4-204 Rules for paying dividends to insurance company stockholders

§431:4-205 Directors who approve illegal dividends face penalties

§431:4-206 When contributed surplus can be repaid

§431:4-207 Rules for paying dividends on participating policies

§431:4-208 Who must report stock ownership in an insurance company

§431:4-209 Company can recover insider trading profits

§431:4-210 Rules against selling company stock you do not own

§431:4-211 When stock dealers are exempt from insider trading rules

§431:4-212 When arbitrage rules do not apply

§431:4-213 When insurance company stocks are exempt from state rules

§431:4-214 Commissioner can make rules and protect good-faith actions

§431:4-231 Which insurance companies this part covers

§431:4-232 What must be in a proxy statement

§431:4-233 What to include in a proxy contest filing

§431:4-234 Rules for asking stockholder votes

§431:4-235 Approved forms for required insurance schedules

§431:4-236 What insurers must tell stockholders when not asking for proxies

§431:4-237 Who counts as a participant and what counts as soliciting

§431:4-238 What must be given to stockholders before asking for their votes

§431:4-239 Rules for how proxies must be made and used

§431:4-240 Filing proxy materials with the insurance commissioner

§431:4-241 No false or misleading statements in proxy solicitations

§431:4-242 No undated or postdated proxies

§431:4-243 Rules for opposing director election solicitations

§431:4-244 Filing required information before soliciting stockholders

§431:4-245 Soliciting stockholder proxies before the formal proxy statement

§431:4-246 Filing proxy solicitation materials before sending them

§431:4-247 Filing parts of the annual report about proxy solicitations

§431:4-301 Rules for domestic stock insurers

§431:4-302 Rules for a new mutual insurer to get a license

§431:4-303 Requirements for a mutual property insurer to get a license

§431:4-304 Requirements for a mutual casualty insurer to get a license

§431:4-305 Requirements for a mutual vehicle insurer to get a license

§431:4-306 Requirements for a mutual life insurer to get a license

§431:4-307 Requirements for a mutual health insurer to get a license

§431:4-308 Who is a member of a mutual insurance company

§431:4-309 Rights of members of a mutual insurance company

§431:4-310 Rules for mutual insurer bylaws

§431:4-311 How members learn about the annual meeting

§431:4-312 Voting by members and their proxies

§431:4-313 Who cannot be a director of a mutual insurer

§431:4-314 Limit on spending for certain insurance policies

§431:4-315 Who pays when an insurer spends too much

§431:4-316 Deadline for suing over officer pay

§431:4-317 What members owe if the insurer fails

§431:4-318 When a mutual insurer can assess policyholders

§431:4-319 Mutual insurer's member assessment is not an asset

§431:4-320 Putting a lien on reserves for unpaid life insurance assessments

§431:4-321 Nonassessable policies

§431:4-322 Rules for ending member liability in insurance policies

§431:4-323 When the state must cancel an insurer's no-assessment power

§431:4-324 Dividends for mutual insurance members

§431:4-325 Rules for issuing nonparticipating insurance policies

§431:4-326 How members share assets when an insurer closes

§431:4-401 Other insurance rules still apply unless this article says otherwise

§431:4-402 Scope of rules for reciprocal insurers

§431:4-403 What insurance a reciprocal insurer can sell

§431:4-405 Who the attorney is and where the office must be

§431:4-406 Rules for a reciprocal insurer's power of attorney

§431:4-407 Changing the rules of a reciprocal insurer

§431:4-408 Forming a reciprocal insurer

§431:4-409 Applying for a Certificate of Authority: What You Must File

§431:4-410 When a policy starts for a reciprocal insurer

§431:4-411 Attorney must post a bond to protect the insurer's money

§431:4-412 Cash or securities instead of a bond

§431:4-413 Actions on the attorney's bond

§431:4-414 Who can be a subscriber

§431:4-415 Rules for choosing and running the subscribers' advisory committee

§431:4-416 What each subscriber owes if the insurer has losses

§431:4-417 When you can be sued for an insurer's debts

§431:4-418 Limit on yearly charges for policyholders

§431:4-419 How assessments are made on policyholders

§431:4-420 Time limit for assessment

§431:4-421 Nonassessable policies

§431:4-422 Who can lend money to a reciprocal insurer and when it can be paid back

§431:4-423 Returning savings to policyholders

§431:4-424 How a mutual insurance company's leftover money is shared

§431:4-501 Rules for insurance company mergers and reorganizations

§431:4-502 How a stock insurer can become a mutual insurer

§431:4-503 Mutual insurers cannot convert to stock companies

§431:4-504 Rules for merging or changing a reciprocal insurer

§431:5-101 When an insurance company's capital is too low

§431:5-102 When a mutual insurer's surplus is too low

§431:5-103 When a reciprocal insurer's surplus is too low

§431:5-201 What assets an insurance company can count

§431:5-202 What an insurance company cannot count as assets

§431:5-203 What counts as an insurer's debts

§431:5-204 How the state checks a reciprocal insurer's finances

§431:5-301 Keeping reserve funds for insurance policies

§431:5-302 Reserve rules for marine and transportation trip insurance

§431:5-303 Rules for insurance reserves on noncancellable disability policies

§431:5-304 How insurers must calculate loss reserves

§431:5-305 Increased reserves

§431:5-306 Rules for getting credit for reinsurance

§431:5-307 Standard valuation law for life insurance

§431:5-308 Valuation of bonds

§431:5-309 How to value other securities for insurance

§431:5-310 Rules for valuing property an insurer takes over

§431:5-311 How to value a purchase money mortgage

§431:6-101 Investment definitions and how to count earnings

§431:6-102 Merged, reorganized institutions

§431:6-103 Eligible investments; scope

§431:6-104 Rules for what investments insurers can buy

§431:6-105 Limit on how much an insurer can invest in one borrower

§431:6-106 Record of investments

§431:6-201 Required investments for capital and reserves

§431:6-301 Public obligations

§431:6-302 When insurers can invest in other obligations

§431:6-303 Rules for insurers buying preferred stocks

§431:6-304 Rules for insurer investments in trustee or receiver obligations

§431:6-305 Equipment trust investments

§431:6-306 What kinds of mortgage investments an insurance company can make

§431:6-307 Mortgage loan limited by property value

§431:6-308 What counts as a burden on property for loans

§431:6-309 Appraisal and insurance rules for mortgaged property

§431:6-310 Rules for loans secured by household equipment

§431:6-311 Rules for insurers buying and owning real property

§431:6-312 Time limit for selling property an insurer owns

§431:6-313 Rules for Insurers Investing in Foreign Securities

§431:6-314 Borrowing money against your life insurance policy

§431:6-315 Where insurance companies can put their money

§431:6-316 Rules for insurers buying stock in other insurers

§431:6-317 Rules for insurers investing in common stocks

§431:6-318 Rules for loans backed by collateral

§431:6-319 Rules for insurers making other types of investments

§431:6-320 Special permission for otherwise banned investments

§431:6-321 Rules for insurance companies using hedging trades

§431:6-322 Rules for insurers investing in pooled funds

§431:6-323 Separate accounts for life insurers

§431:6-324 Insurance company subsidiaries

§431:6-401 Investments insurance companies are not allowed to make

§431:6-402 Insurance companies cannot underwrite or hold back property sales

§431:6-403 Getting rid of investments the insurer cannot keep

§431:6-404 Who must approve an insurer's investments

§431:6-501 Foreign insurers must invest as safely as local ones

§431:6-601 Rules for insurers investing in shared investment pools

§431:6-602 Rules for insurer securities lending and repurchase transactions

§431:7-101 Insurance fees

§431:7-201 Annual and monthly tax filing rules for insurers

§431:7-202 Insurance company taxes on premiums and profits

§431:7-203 Getting a refund for overpaid taxes or fees

§431:7-204 What insurers pay instead of other taxes and fees

§431:7-204.5 How to appeal a tax assessment

§431:7-204.6 Time limits for insurance tax assessment, collection, and refunds

§431:7-205 Insurance tax reports to the tax department

§431:7-206 Credit for taxes paid to other states

§431:7-207 Tax credit for insurers that keep operations in Hawaii

§431:7-208 Low-income housing tax credit can be used for insurance taxes

§431:7-209 High technology business investment tax credit

§431:7-301 Who handles insurer deposits and what rules apply

§431:7-302 Holding insurer deposits in trust for protection

§431:7-303 What can be deposited

§431:7-304 Keeping records and giving receipts for deposits

§431:7-305 Rules for transferring deposited funds or securities

§431:7-306 Choosing a bank to hold insurer deposits

§431:7-307 Who is responsible for keeping deposits safe

§431:7-308 Insurers can collect dividends and swap deposited securities

§431:7-309 Releasing an insurance deposit

§431:7-310 Voluntary extra deposit to cover value changes

§431:7-311 Insurance deposits cannot be taken by creditors

§431:8-101 When this law applies to out-of-state insurance

§431:8-102 Definitions for surplus lines insurance rules

§431:8-201 Insurance companies need a license to do business in Hawaii

§431:8-202 No helping unlicensed insurance companies

§431:8-203 Insurance contracts made with unlicensed companies can be canceled

§431:8-204 Liability for helping an unlicensed insurer

§431:8-205 Buying insurance on your own and paying the tax

§431:8-206 Commissioner can stop unauthorized insurers

§431:8-207 How to serve legal papers on an out-of-state insurer

§431:8-208 Unauthorized insurers must post security before defending a lawsuit

§431:8-209 When you can get attorney's fees from an unauthorized insurer

§431:8-210 Ban on ads for unlicensed insurance companies

§431:8-211 Fines for helping unlicensed insurers

§431:8-300 Exemptions from surplus lines law

§431:8-301 When you can buy insurance from an out-of-state company

§431:8-302 Rules for placing insurance with surplus lines insurers

§431:8-305 Getting proof of surplus lines insurance and updating it

§431:8-306 Surplus lines insurance contracts must show broker and warning

§431:8-307 Broker must tell you about unlicensed insurer

§431:8-308 Surplus lines insurance is valid

§431:8-309 Paying your premium to a surplus lines broker counts as paying the insurer

§431:8-310 Surplus Lines Broker License: Who Needs It and How to Get One

§431:8-311 Paying other producers for surplus lines business

§431:8-312 Records surplus lines brokers must keep

§431:8-313 Surplus lines brokers must file quarterly reports

§431:8-314 Rules for surplus lines advisory groups

§431:8-315 Paying the tax on surplus lines insurance

§431:8-316 Penalty for not filing or paying surplus lines tax

§431:8-317 When the state can take away a surplus lines broker's license

§431:8-318 Insurance commissioner can check surplus lines broker records

§431:8-319 Suing a surplus lines insurer and serving legal papers

§431:8-320 Fines for breaking surplus lines insurance rules

§431:8-321 Getting a nonresident surplus lines broker license

§431:8-322 Out-of-state surplus lines brokers can get a license here

§431:8-323 When out-of-state insurance brokers can skip tests

§431:8-324 Passing the surplus lines broker license exam

§431:8-325 What the insurance license exam covers

§431:8-326 When insurance exams are given

§431:8-327 Steps and rules for renewing an insurance license

§431:8-328 Keeping records of continuing education courses

§431:8-329 When the insurance commissioner can waive a rule

§431:9C-101 Who counts as an insurer, actuary, or managing general agent

§431:9J-101 Definitions for Third-Party Administrators

§431:9N-101 Who counts as a bail agent and what being on the board means

§431:9B-101 Who is who in reinsurance intermediary rules

§431:9A-101 Rules for getting an insurance producer license

§431:9C-102 License required to work as a managing general agent

§431:9A-102 Definitions

§431:9B-102 Who needs a license to work as a reinsurance intermediary

§431:9J-102 Administrator License: Application and Rules

§431:9N-102 When the state can take away a bail agent's license

§431:9N-103 Bail agents must handle money as trustees

§431:9B-103 Written contract rules for reinsurance intermediary-brokers

§431:9J-103 Surety bond required

§431:9A-103 License required

§431:9C-103 Rules for contracts between managing general agents and insurers

§431:9J-104 Written agreement required between administrator and insurer

§431:9N-104 Bail agents who are lawyers cannot represent their clients

§431:9C-104 Insurance company duties when working with managing general agents

§431:9A-104 Who does not need an insurance producer license

§431:9B-104 Records a reinsurance intermediary-broker must keep

§431:9A-105 Insurance producer license exam requirements

§431:9-105 Who counts as an adjuster or bill reviewer

§431:9B-105 Rules for insurers using reinsurance broker middlemen

§431:9C-105 When a managing general agent's actions count as the insurer's

§431:9J-105 When payments to an administrator count as paid

§431:9C-106 Fines and license actions for violations

§431:9J-106 Keeping records and letting the insurance commissioner inspect them

§431:9A-106 Applying for an insurance producer license

§431:9B-106 Required contract terms for reinsurance intermediary-managers

§431:9C-107 Commissioner can make rules to carry out this law

§431:9A-107 Insurance Producer License

§431:9J-107 Rules for advertising by an administrator

§431:9B-107 Rules for reinsurance intermediary-managers

§431:9A-107.5 Special insurance licenses for travel, credit, and storage

§431:9A-108 Getting an insurance license when you live outside Hawaii

§431:9B-108 Rules for reinsurers using a reinsurance intermediary-manager

§431:9J-108 Rules for handling insurer money and paying claims

§431:9A-108.5 How out-of-state insurance agents get served with legal papers

§431:9J-109 How administrators can be paid for handling claims

§431:9A-109 Exemption from examination

§431:9B-109 Who can examine reinsurance intermediaries

§431:9B-110 Penalties and liabilities

§431:9A-110 Legal, Trade, and Assumed Names

§431:9J-110 Written notice to insureds required

§431:9B-111 Rules for putting this law into effect

§431:9A-111 Temporary insurance producer license

§431:9J-111 Delivering written information to the insured

§431:9A-112 When the insurance commissioner can take away or refuse a license

§431:9J-112 Annual report and audited financial statement filing

§431:9A-112.3 License denial for unpaid child support

§431:9A-112.5 When the state can deny an insurance license for controlled business

§431:9J-113 When the state can take away an administrator's license

§431:9A-113 Who can get paid for selling insurance

§431:9A-114 Rules for appointing insurance agents

§431:9A-115 Insurance companies must tell the state when they end a producer's contract

§431:9A-116 Out-of-state insurance license recognition rules

§431:9A-117 Reporting legal actions against you

§431:9A-118 Rules the insurance commissioner can make

§431:9A-119 What insurance license exams must cover

§431:9A-120 When and where insurance license exams are given

§431:9A-121 Advisory board for insurance examinations

§431:9A-122 Place of business

§431:9A-123 Records of insurance producer

§431:9A-123.5 Insurance agents must handle customer premiums as trust money

§431:9A-124 Rules for renewing an insurance license

§431:9A-125 Keeping continuing education records

§431:9A-126 Power to fine

§431:9A-127 Court can replace a license penalty with a fine

§431:9A-128 Insurance company courses count like other courses

§431:9A-129 Penalty for course and certificate violations

§431:9A-130 Commissioner can waive insurance rules

§431:9A-141 Definitions for motor vehicle rental insurance

§431:9A-142 Rules for motor vehicle rental company insurance licenses

§431:9A-143 Standard of conduct for limited lines motor vehicle rental company producers

§431:9A-151 Continuing education course provider certificate

§431:9A-152 Continuing education course provider additional duties

§431:9A-153 Rules for approving continuing education courses

§431:9A-154 Self-study course exams

§431:9A-155 Carryover credits

§431:9A-156 Course instructors

§431:9A-157 Rules for course fees and refunds

§431:9A-158 Course providers must report completion and keep records

§431:9A-159 Rules for advertising approved insurance courses

§431:9A-160 Advisory committee for continuing education

§431:9A-171 Definitions for stored property insurance rules

§431:9A-172 Licensing for self-storage facility owners

§431:9A-173 What storage facilities must tell renters about insurance

§431:9A-174 Who can sell stored property insurance and how

§431:9A-175 Penalties for breaking this chapter's rules

§431:9A-176 How to apply for a stored property insurance license

§431:9A-177 How self-service storage insurance producers must behave

§431:9-201 License required; exception

§431:9-203 Rules for getting and keeping an adjuster or reviewer license

§431:9-204 Applying for an adjuster or independent bill reviewer license

§431:9-206 Pass an exam before getting your license

§431:9-207 What insurance license exams cover

§431:9-208 When insurance license exams are given

§431:9-209 Advisory board for insurance examinations

§431:9-222 Qualifying for an adjuster's license

§431:9-222.5 Getting a limited license for certain insurance adjusters

§431:9-223 Bond required for public adjuster license

§431:9-224 Separate licenses for different types of adjusters

§431:9-225 What must be on an adjuster's license

§431:9-226 What an adjuster's license allows you to do

§431:9-227 Insurance adjusters who sell insurance have limits

§431:9-228 Place of business for adjusters and independent bill reviewers

§431:9-229 Keeping records of claims and bill reviews

§431:9-230 How adjusters must handle and return money

§431:9-232 Paying fees and renewing your license

§431:9-234.5 Report legal actions against you to the insurance commissioner

§431:9-235 When the state can take away an insurance license

§431:9-235.5 License denial for unpaid child support

§431:9-237 How long a license suspension lasts

§431:9-238 Fines for licensed insurance professionals

§431:9-239 Getting your insurance license back after it was suspended or revoked

§431:9-240 Fine instead of license penalty

§431:9-242 No contingency pay for independent bill reviewers

§431:9-243 Getting a license to review medical bills

§431:9-244 Rules for public adjuster contracts with insured people

§431:10D-101 Scope of this part

§431:10B-101 Purpose of credit life and disability insurance rules

§431:10-101 Scope; effective dates

§431:10H-101 Purpose of long-term care insurance rules

§431:10E-101 You must have a financial stake to insure property

§431:10F-101 When a surety bond meets all legal requirements

§431:10A-101 Which insurance policies this law covers

§431:10G-101 Definitions for motorcycle and motor scooter coverage

§431:10B-102 Which insurance policies this law covers

§431:10D-102 Standard provisions required in life insurance policies

§431:10F-102 Fiduciary bond costs can be reimbursed

§431:10E-102 Rules against insuring property for more than it is worth

§431:10-102 What words mean in this insurance law part

§431:10C-102 Why this motor vehicle insurance law exists

§431:10A-102 What counts as accident and health or sickness insurance

§431:10G-102 Insurance required to drive a motorcycle or scooter

§431:10H-102 Which insurance policies this law covers

§431:10A-103 What counts as family coverage

§431:10E-103 What this law does not cover

§431:10-103 Which contracts are not covered by these rules

§431:10F-103 Court bonds, costs

§431:10G-103 How to self-insure your motorcycle or scooter

§431:10D-103 Rules for interest rates on life insurance policy loans

§431:10C-103 Key terms used in this insurance law

§431:10B-103 Definitions for credit insurance rules

§431:10C-103.5 What personal injury protection covers and its limits

§431:10C-103.6 How PIP benefits compare to prepaid health care plans

§431:10F-104 Release from liability

§431:10H-104 Definitions for Long-Term Care Insurance Rules

§431:10G-104 Getting motorcycle liability coverage after 1989

§431:10D-104 Life insurance policies must include nonforfeiture benefits

§431:10-104 Insurance contract readability rules

§431:10B-104 Allowed forms of credit life and disability insurance

§431:10A-104 Rules for how insurance policies must look and what they must say

§431:10C-104 You must have car insurance to drive or register a car

§431:10A-105 Required Provisions in Health and Sickness Insurance Policies

§431:10F-105 No forcing contractors to use a specific bond company

§431:10H-105 Out-of-state group long-term care policies for Hawaii residents

§431:10-105 Readability test for insurance contracts

§431:10C-105 Self-Insurance

§431:10D-105 Required standard provisions in annuity and pure endowment contracts

§431:10B-105 Credit Life and Disability Insurance Limits

§431:10G-105 Tort liability

§431:10A-105.3 Association health plans must follow Hawaii law

§431:10A-105.5 Federal law compliance

§431:10A-105.6 When health coverage can be canceled after you are covered

§431:10A-105.7 Required disclaimer on limited benefit health policies

§431:10A-106 Optional Provisions in Health and Sickness Insurance Policies

§431:10D-106 Required rules for reversionary annuity contracts

§431:10B-106 When credit life or disability insurance starts and stops

§431:10G-106 Proof of insurance card for motorcycles and scooters

§431:10H-106 Rules for selling long-term care insurance

§431:10C-106 Insurers may offer rental car insurance only

§431:10-106 How to run the Flesch reading ease test

§431:10H-106.5 Training required to sell long-term care insurance

§431:10G-107 Fee for motorcycle and motor scooter driver education

§431:10H-107 Basic protections for long-term care insurance policies

§431:10D-107 Rules for minimum cash value in deferred annuities

§431:10A-107 When a policy rule does not fit

§431:10-107 Filing a Certificate for Insurance Contracts

§431:10C-107 Proof of car insurance card

§431:10B-107 Insurance policy details that must be given to borrowers

§431:10D-108 Rules for life insurance policy limits and exclusions

§431:10C-108 Unlawful use of motor vehicle insurance ID card

§431:10G-108 Fines and penalties for breaking this law

§431:10B-108 How insurance forms and rates get approved

§431:10H-108 Preexisting conditions in long-term care insurance

§431:10-108 When a lower readability score is allowed

§431:10A-108 Order of certain policy provisions

§431:10D-109 What an incontestable clause does and does not cover

§431:10G-109 Commissioner can make rules for this law

§431:10H-109 Rules for long-term care insurance prior care requirements

§431:10-109 Health insurance coverage disclosure requirements

§431:10A-109 Who can own an insurance policy on someone else

§431:10B-109 Premiums and refunds for credit life or disability insurance

§431:10C-109 Returning your car insurance card after cancellation

§431:10B-110 Who can issue credit life and disability insurance policies

§431:10D-110 When a reinstated life insurance policy can be challenged

§431:10A-110 When out-of-state insurance policy rules apply

§431:10H-110 Rules for long-term care insurance loss ratios

§431:10C-110 What to do when an insurance application is rejected

§431:10C-110.5 When an insurer can replace your policy without following cancellation rules

§431:10H-111 Return your long-term care policy within 30 days for a refund

§431:10C-111 When car insurance can be canceled or not renewed

§431:10D-111 Rules for extra premium deposits on life insurance

§431:10B-111 Claims

§431:10A-111 Policy terms cannot be worse than required ones

§431:10C-111.5 Limits on not renewing or changing car insurance policies

§431:10H-112 Outline of coverage for long-term care insurance

§431:10A-112 Policy conflicting with this part

§431:10C-112 Cancellation and nonrenewal notice rules for auto insurance

§431:10D-112 Life insurance payout options after the policy matures

§431:10B-112 Choosing your own insurance for a loan

§431:10C-112.5 Notice required when an insurer stops selling car insurance

§431:10H-113 What must be in your group long-term care certificate

§431:10C-113 Penalty for illegally rejecting, canceling, or not renewing a policy

§431:10A-113 Rules and fees for filing insurance policies

§431:10D-113 What can be taken out of a life insurance payout

§431:10B-113 How the insurance commissioner enforces this law

§431:10D-114 Who can get leftover insurance money after death

§431:10H-114 Life insurance policies with long-term care benefits

§431:10A-114 What happens to coverage when you pass an age limit

§431:10C-114 What to do if your car insurance lapses

§431:10B-114 Penalties for ignoring the commissioner's orders

§431:10A-115 Health coverage for newborn babies

§431:10C-115 Annual fee for driver education programs

§431:10H-115 When an insurer can cancel your long-term care policy

§431:10D-115 Life insurers cannot buy or trade policy dividend rights

§431:10A-115.5 Health plans must cover well-child visits from birth to age five

§431:10C-115.6 Insurers must tell injured people their PIP coverage details

§431:10C-115.7 Insurance bills must list each coverage and its price

§431:10H-116 Offering nonforfeiture benefits in long-term care insurance

§431:10C-116 State lawyer must defend the insurance law in court

§431:10D-116 Life insurers cannot sell certain group death benefit policies

§431:10A-116 Coverage for specific services

§431:10A-116.2 No referral needed for annual mammograms

§431:10A-116.3 Health plans must pay for telehealth visits

§431:10A-116.5 One-time IVF coverage for pregnancy insurance

§431:10H-116.5 When the insurer must deliver your long-term care policy

§431:10A-116.6 Insurance coverage for contraceptives

§431:10H-116.6 What insurers must do when they deny a long-term care claim

§431:10A-116.7 Religious employers can opt out of covering birth control

§431:10C-117 Penalties for driving without insurance and for insurance industry violations

§431:10D-117 Who can get life insurance under a franchise plan

§431:10A-117 Franchise plan insurance

§431:10H-117 Rules the insurance commissioner can make

§431:10C-117.5 Insurer can recover deductible from at-fault insured

§431:10D-118 Rules for variable life insurance and annuity contracts

§431:10C-118 Uninsured drivers pay a fee instead of a fine

§431:10A-118 Insurance companies cannot use your genetic information against you

§431:10A-118.3 Health plans cannot discriminate based on gender identity

§431:10A-119 Hospice care coverage

§431:10C-119 What insurers must do to get a license

§431:10A-120 Insurance must cover special foods for metabolic conditions

§431:10C-120 Insurance companies must follow the rules to sell car insurance

§431:10C-121 What happens if part of this law is ruled invalid

§431:10A-121 Diabetes coverage in health insurance

§431:10E-121 Why this law exists for homeowners insurance claims

§431:10C-122 Paying tax and ownership fee on third-party total loss claims

§431:10E-122 Which homeowners insurance policies this law covers

§431:10A-122 Insurance must cover colon cancer screening tests

§431:10E-123 What counts as an inquiry to an insurer

§431:10E-124 When insurers can use your questions against you

§431:10A-125 Insurance coverage for advanced practice registered nurses

§431:10A-126 Insurance must cover cancer chemotherapy fairly

§431:10A-132 Insurance coverage for braces and treatment of birth defects of the mouth and face

§431:10A-133 Autism insurance coverage and notice requirements

§431:10A-134 Insurance must cover yearly STD and HIV tests

§431:10A-140 Health insurers must post drug lists and cost info online

§431:10E-141 What lava zone means in this law

§431:10A-141 Health insurance must cover adult children until age 26

§431:10A-142 Insurance cannot deny coverage for preexisting conditions

§431:10E-142 Lava zone property insurance limits

§431:10A-143 Health insurers cannot charge more based on gender

§431:10A-144 Who gets paid for required health services

§431:10A-145 Insurance coverage for services by participating pharmacists

§431:10E-151 Insurers must tell the state before stopping property insurance

§431:10E-152 Getting permission to sell multi-peril home insurance

§431:10H-201 Rules for defining terms in long-term care insurance policies

§431:10D-201 Rules for group life insurance policies in Hawaii

§431:10C-201 Motor vehicle insurance rates must follow state rating rules

§431:10-201 Which insurance types this law covers

§431:10G-201 How motorcycle and motor scooter insurance rates are set

§431:10A-201 What the insurance terms mean in this law

§431:10C-202 How car insurance rates are set and surcharges explained

§431:10H-202 Rules for using renewal and premium terms in long-term care insurance

§431:10-202 What counts as an insurable interest

§431:10A-202 Who can get group health insurance

§431:10G-202 Rate filings for motorcycle and motor scooter insurance

§431:10D-202 Rules for group life insurance for employees

§431:10H-202.5 Licensing for Long-Term Care Insurance

§431:10C-202.5 Temporary freeze and required cut in car insurance rates

§431:10H-203 What long-term care insurance can and cannot exclude

§431:10G-203 How to challenge an insurer's rate or rule

§431:10D-203 Rules for group life insurance on debtors

§431:10-203 Who can buy and manage life insurance for minors

§431:10A-203 Standard rules for group disability insurance policies

§431:10C-203 Insurance companies can use shared standard forms

§431:10G-204 What happens when an insurer's rates do not follow the law

§431:10-204 Who can buy life or health insurance on someone else

§431:10D-204 Life insurance for labor union members

§431:10A-204 Optional provision: examination and autopsy

§431:10H-204 Benefits continue after policy ends for ongoing care

§431:10H-204.5 Using phone or online sign-up for group long-term care insurance

§431:10A-205 Who gets disability insurance payments

§431:10H-205 Continuing or converting group long-term care coverage

§431:10D-205 Trustee group life insurance

§431:10-205 Interest of the insured

§431:10C-205 How to challenge an insurance rate or rule

§431:10D-206 Rules for group life insurance policies for agents

§431:10A-206 Coverage for newborn children

§431:10H-206 Rules for replacing a group long-term care policy

§431:10-206 Getting life or health insurance requires your written consent

§431:10G-206 How motorcycle insurance rates are set

§431:10C-206.5 Rules for group insurance plans

§431:10A-206.5 Health plans must cover well-child visits from birth to age five

§431:10A-207 Group disability insurance must cover certain services

§431:10-207 Rules for changing an insurance application

§431:10C-207 Insurance companies cannot use personal traits to set rates

§431:10H-207 Rules for premium increases on long-term care policies

§431:10D-207 Rules for group life insurance for public employee associations

§431:10H-207.5 Rules for raising long-term care insurance premiums

§431:10-208 When insurance applications can be used as evidence

§431:10H-208 Protection against accidental policy lapse

§431:10C-208 No premium increases for accidents you did not cause

§431:10A-208 Qualified medical child support order

§431:10D-208 Group life insurance through a mutual benefit society

§431:10H-209 Notice required before canceling a long-term care policy for unpaid premium

§431:10-209 Warranties, misrepresentations in applications

§431:10D-209 Rules for group life insurance through professional associations

§431:10C-209 How car insurance rates are checked and refunds ordered

§431:10A-209 Association health plans must follow Hawaii law

§431:10A-210 Health coverage for adult children until age 26

§431:10H-210 Reinstating a lapsed long-term care policy

§431:10D-210 Rules for group life insurance through trade associations

§431:10C-210 Publishing car insurance premium information

§431:10-210 Standard fire insurance policy rules for Hawaii

§431:10H-211 Renewal and premium change rules for long-term care insurance

§431:10A-211 No preexisting condition exclusions in group health plans

§431:10-211 What insurance policies must say

§431:10C-211 Who pays lawyer fees in personal injury protection disputes

§431:10D-211 Rules for credit union group life insurance

§431:10-211.3 Extended reporting period rules for commercial general liability policies

§431:10D-211.5 Rules for other group life insurance policies

§431:10-211.5 Rules for waiving insurance premiums when you are disabled

§431:10H-212 Rules for changing long-term care insurance with riders

§431:10D-212 Life insurance for spouses and dependents

§431:10-212 Insurance coverage for adult children with disabilities

§431:10A-212 Insurance companies cannot charge more based on gender

§431:10C-212 Administrative hearing on insurer's denial of claim

§431:10H-213 Long-term care policies must explain usual and customary costs

§431:10C-213 How to use arbitration for car insurance disputes

§431:10D-213 Required standard terms in group life insurance policies

§431:10C-213.5 Choosing arbitration for car accident claims

§431:10C-214 Insurance commissioner's duties and rulemaking powers

§431:10-214 Your right to cancel a new insurance policy

§431:10H-214 Labeling rules for preexisting condition limits

§431:10D-214 Notice of right to convert group life insurance

§431:10D-215 Assigning your group life insurance rights

§431:10C-215 State insurance checks and insurer reports

§431:10-215 How group insurance premiums and dividends are adjusted

§431:10H-215 Listing limits on who can get benefits

§431:10-216 What extra clauses an insurance policy can include

§431:10C-216 Insurance commissioner must review car insurance program regularly

§431:10H-216 Tax warning for accelerated long-term care benefits

§431:10-217 Charter and bylaw provisions in insurance policies

§431:10H-217 How your long-term care policy decides when benefits are paid

§431:10H-217.5 Telling buyers about possible long-term care insurance rate increases

§431:10-217.5 Insurance rules for domestic abuse victims

§431:10-218 All insurance charges must be in the stated premium

§431:10H-218 Rules for long-term care insurance applications and rescissions

§431:10H-219 Rules for home health and community care coverage

§431:10-219 Insurers must itemize premiums for multi-peril policies

§431:10H-220 Offering inflation protection for long-term care insurance

§431:10-220 Insurance policy must include the whole contract

§431:10-221 Insurance contracts cannot limit your rights to sue

§431:10H-221 Replacing a Long-Term Care Insurance Policy

§431:10H-222 Reporting requirements for long-term care insurance sales

§431:10-222 Construction contracts cannot require indemnity for your own negligence

§431:10-222.5 Pooled insurance for large construction projects

§431:10H-223 Commissioner may modify or suspend rules for long-term care policies

§431:10-223 Rules for joint insurance policies by multiple insurers

§431:10-224 How insurance policies are signed

§431:10H-224 Rules for setting aside money for long-term care life insurance

§431:10-225 Getting your insurance policy and a copy if someone else holds it

§431:10H-225 Rules for setting aside funds for long-term care insurance

§431:10-226 How insurers can renew or extend a policy

§431:10H-226 Loss ratio for long-term care insurance

§431:10-226.5 Notice rules for canceling or not renewing property insurance

§431:10H-226.5 Filing requirements for long-term care insurance policies

§431:10H-227 Filing proof of approval before selling group long-term care insurance

§431:10-227 Insurance companies cannot cancel liability coverage after an accident

§431:10H-228 Filing and keeping long-term care ads

§431:10-228 Assigning Your Insurance Policy

§431:10H-228.5 How to challenge a rejected insurance filing

§431:10H-229 Rules for selling long-term care insurance fairly

§431:10-229 Who gets insurance dividends and refunds

§431:10-230 When an insurer pays, it is free from further claims

§431:10H-230 Rules for selling long-term care insurance through associations

§431:10H-231 Rules for selling long-term care insurance that fits the buyer

§431:10-231 Protecting insurance payouts from debts

§431:10-232 Protecting life insurance money from creditors

§431:10H-232 No waiting periods when replacing long-term care insurance

§431:10H-233 Nonforfeiture benefit requirement

§431:10-233 Group life insurance payouts are protected from creditors

§431:10H-234 Rules for when long-term care insurance must pay benefits

§431:10-234 Life insurance for spouses and reciprocal beneficiaries

§431:10H-234.5 Benefit triggers for qualified long-term care insurance

§431:10-235 Insurance company must give claim forms when asked

§431:10H-235 Rules for the long-term care coverage outline

§431:10-236 Insurer actions that do not give up policy rights

§431:10H-236 When you must get the long-term care insurance shopper's guide

§431:10-237 How insurance policies are read

§431:10H-237 Fines for breaking long-term care insurance rules

§431:10-238 Noncomplying insurance forms are still valid

§431:10-239 Insurance coverage after a breach before a loss

§431:10-240 Insurance policies do not cover punitive damages unless stated

§431:10-241 Where you can sue your insurer

§431:10-242 When the insurer loses in court, it pays your legal fees

§431:10-243 When insurers must pay interest on life insurance payouts

§431:10-244 Filing fee for insurance contracts

§431:10G-301 Required motorcycle and motor scooter insurance coverage

§431:10C-301 What your car insurance policy must cover

§431:10H-301 Rules for group long-term care insurance policies

§431:10A-301 What the words mean in this part

§431:10C-301.5 How injury settlements are reduced by a deductible

§431:10A-302 Which policies this law covers

§431:10H-302 What long-term care policies must cover after 2000

§431:10D-302 General life insurance rules that apply to industrial policies

§431:10C-302 Optional extra insurance your auto insurer must offer

§431:10C-302.5 Choosing managed care for injury benefits

§431:10D-303 What counts as industrial life insurance

§431:10H-303 State law yields to federal HIPAA rules

§431:10C-303 Who can get personal injury protection benefits

§431:10C-303.5 Rental car insurance pays first unless renter's own policy applies

§431:10D-304 Industrial life insurance policies must follow state rules

§431:10A-304 Rules for Medicare supplement insurance policies

§431:10H-304 Labeling long-term care policies for tax benefits

§431:10C-304 How insurers must pay personal injury protection benefits

§431:10D-305 Standard provisions required in industrial life insurance policies

§431:10A-305 Rules for Medicare supplement insurance

§431:10C-305 Which insurance pays for your injury after a car accident

§431:10C-305.5 Getting your deductible back after an uninsured driver accident

§431:10C-306 When you can sue after a car accident

§431:10A-306 Medicare supplement policies must give fair value for premiums

§431:10C-307 Reimbursement of duplicate benefits

§431:10A-307 Rules for selling Medicare supplement insurance

§431:10D-307 Naming a Beneficiary on a Life Insurance Policy

§431:10A-308 Right to return a Medicare supplement policy

§431:10D-308 Facility of payment

§431:10C-308.5 Limits on medical charges for auto injury care

§431:10C-308.7 Rules against lawyers and health providers trading referrals

§431:10D-309 Paying premiums directly to the insurer for weekly policies

§431:10A-309 How Medicare supplement policies get approved in Hawaii

§431:10C-309 Total loss motor vehicle claims

§431:10D-310 When certain insurance policy rules do not apply

§431:10A-310 Filing and review of Medicare supplement ads

§431:10C-310 Rules for offering a replacement car after a total loss

§431:10A-311 Penalties for Medicare supplement policy violations

§431:10D-311 Crediting of dividends

§431:10C-311 Total loss motor vehicle claims: cash settlement

§431:10D-312 Insurance policies cannot have certain unfair clauses

§431:10A-312 If one part is invalid, the rest still stands

§431:10C-312 Who pays the tax and fee on a replacement vehicle

§431:10C-313 Rules for car rental, towing, storage, and repair deductions

§431:10D-313 Insurer can limit liability in this policy

§431:10C-313.5 Rules for insurers with preferred repair programs

§431:10C-313.6 Choosing car repair parts: original vs. like kind and quality

§431:10C-314 Where you can sue an insurer

§431:10C-315 Time limits for suing over car accident insurance

§431:10H-401 When insurers can publicize and sell long-term care policies

§431:10A-401 Why this insurance law exists

§431:10D-401 Which life insurance policies this part covers

§431:10C-401 Insurance companies must join the shared auto insurance plan

§431:10A-402 What key insurance terms mean in this part

§431:10D-402 Life Insurance Sales Illustrations: Definitions

§431:10H-402 Buying long-term care insurance for someone else

§431:10C-402 State office that handles assigned claims and coverage applications

§431:10C-403 How the bureau assigns claims and applications

§431:10A-403 How insurers can offer health coverage to seniors and spouses

§431:10D-403 When life insurance policies must come with an illustration

§431:10D-404 Rules for life insurance illustrations in sales

§431:10C-404 How the joint underwriting plan's costs are shared

§431:10A-404 Who can sell extended health insurance

§431:10A-404.5 Health insurers cannot use genetic information unfairly

§431:10D-405 Rules for life insurance policy illustrations

§431:10A-405 Association powers, lawsuits, and record checks

§431:10C-405 Who serves on the board that advises the insurance bureau

§431:10C-406 Rules, appeals, and court review for auto insurance

§431:10A-406 Insurance form and rate approval process

§431:10D-406 Rules for extra life insurance illustrations

§431:10C-407 Classifications for the joint underwriting plan

§431:10A-407 Adjusting health benefits to avoid duplicate coverage

§431:10D-407 Life Insurance Illustrations: Delivery and Record Keeping

§431:10D-408 Annual reports and notices for life insurance policy owners

§431:10C-408 Getting benefits when no insurance covers your injury

§431:10A-408 Annual report the association must file

§431:10C-409 How car insurance rates are set under the joint underwriting plan

§431:10D-409 Annual certifications by the illustration actuary

§431:10A-409 Association filings and anti-deception rules

§431:10C-410 How insurance rates are set for high-risk drivers

§431:10D-410 Penalties for breaking insurance rules

§431:10A-410 Actions under this part are not breaking other laws

§431:10C-411 Optional additional coverages

§431:10C-412 Rate adjustments and refunds by the insurance commissioner

§431:10D-501 Purpose and scope

§431:10D-502 Key terms for life insurance and annuity rules

§431:10D-503 Insurance producer duties when replacing a policy

§431:10D-504 Insurance company duties when agents sell replacement policies

§431:10D-505 What replacement insurers must do when using producers

§431:10D-506 Duties of the existing insurer when a policy is replaced

§431:10D-507 Insurance company duties for direct-response solicitations

§431:10D-508 Violations and penalties

§431:10C-601 Self-insurer agreement requirements

§431:10D-601 Definitions for annuity rules

§431:10A-601 Reciprocal Beneficiary Family Coverage

§431:10A-602 Exemption for federally funded health insurance programs

§431:10D-602 Which annuity contracts this law covers

§431:10C-602 How to prove you can pay if you self-insure

§431:10D-603 Rules for giving buyers guides and disclosure documents

§431:10C-603 Proving you can handle claims as a self-insurer

§431:10A-603 Self-employed people can be exempt from required health coverage

§431:10C-604 Getting a self-insurance certificate

§431:10A-604 How trade associations can get group health insurance

§431:10D-604 Annual report to annuity contract owners

§431:10D-605 Breaking these rules is an unfair business practice

§431:10C-605 Self-insurers must report vehicle changes

§431:10A-605 Rules for short-term health insurance policies

§431:10C-606 How long a self-insurance certificate lasts

§431:10A-606 Rules for syncing prescription refills and paying pharmacy fees

§431:10A-607 Which insurance plans count as health insurance

§431:10C-607 When the state can cancel your self-insurance certificate

§431:10C-608 Getting your security deposit back after ending self-insurance

§431:10D-621 When this annuity rule applies and when it does not

§431:10D-622 Key terms used in this annuity rule

§431:10D-623 Rules for insurance agents and companies when selling annuities

§431:10D-624 Who fixes violations and what penalties apply

§431:10D-625 Keeping records of insurance recommendations

§431:10D-626 Training rules for selling annuities

§431:10D-627 Insurance producers must carefully match annuities to your needs

§431:10D-628 What agents must tell you before selling an annuity

§431:10D-629 Conflicts of interest: insurance agents

§431:10D-630 Record keeping and signed forms for annuity sales

§431:10D-641 Protecting seniors from misleading insurance sales tactics

§431:10D-642 Rules for using senior advisor titles in insurance sales

§431:10D-652 Why this law exists

§431:10D-653 Definitions for life insurance and annuity rules

§431:10D-654 How insurers must check for policyholder deaths

§431:10C-701 Definitions for ride-hailing rules

§431:10C-702 Transportation network companies are not common carriers under this article

§431:10C-703 Insurance and disclosure rules for ride-hailing drivers

§431:10C-704 Records transportation network companies must keep

§431:10C-705 Ride-hailing companies cannot make passengers give up legal rights

§431:10C-801 Car-Sharing Definitions

§431:10C-802 Car insurance required during car sharing

§431:10C-803 When car insurance can exclude coverage for shared cars

§431:10C-804 Keeping records for car-sharing agreements

§431:10C-805 When an insurer can get money back from a car-sharing program

§431:10C-806 Peer-to-Peer Car-Sharing: Insurance Interest

§431:10C-807 What car-sharing programs must tell owners and drivers

§431:11A-101 Definitions for insurance producer control rules

§431:11-101 Who this insurance law covers and why it exists

§431:11-102 Definitions for insurance holding company rules

§431:11A-102 Which insurance companies this law covers

§431:11-103 Rules for insurers creating or buying subsidiary companies

§431:11A-103 Rules for insurance deals between controlling producers and controlled insurers

§431:11-104 Rules for buying control of or merging with a Hawaii insurance company

§431:11A-104 Telling buyers about the insurer relationship

§431:11-104.1 Definitions for insurer acquisition rules

§431:11-104.2 When the insurance change-of-control rules apply

§431:11-104.3 Notice and waiting period before an insurance company purchase

§431:11-104.4 Competitive standard for insurance acquisitions

§431:11-104.5 What happens when an insurance merger breaks competition rules

§431:11-104.6 Which insurance rules do not apply here

§431:11-105 Registration of Insurers

§431:11A-105 Penalties for breaking insurance rules

§431:11-106 Rules for insurance company deals with parent companies

§431:11-107 Insurance company examinations and information requests

§431:11-107.5 Insurance regulators working together in supervisory colleges

§431:11-107.7 How the state picks a lead insurance supervisor for big insurance groups

§431:11-108 Keeping insurance records confidential

§431:11-109 Insurance commissioner can make rules to enforce this law

§431:11-110 Court orders to stop insurance law violations and block illegal votes

§431:11-111 Penalties for insurance holding company violations

§431:11-112 When the state can take over an insurance company

§431:11-113 Recovering money paid out before an insurer fails

§431:11-114 When the state can take away an insurer's license

§431:11-115 Appealing insurance commissioner decisions in court

§431:11-116 This law wins over conflicting state laws

§431:11-117 Severability of provisions

§431:12-101 Who is covered by mass merchandising insurance rules

§431:12-102 Who this law covers

§431:12-103 Bulk insurance sales to employees allowed

§431:12-104 Mass merchandising insurance is banned in certain cases

§431:12-105 Rules for selling insurance through employers

§431:12-106 Insurance companies must tell buyers about mass plans

§431:12-107 Payroll deductions and premium collections

§431:12-108 When an employer fails to send in premiums

§431:12-109 Cancellation and nonrenewal notice rules

§431:12-110 Premium rates for mass merchandising insurance

§431:12-111 How premium changes and dividends must be handled

§431:12-112 Rules for mass insurance sales and underwriting

§431:12-113 Insurers must keep separate data for mass merchandising plans

§431:12-114 License needed to sell insurance through mass merchandising

§431:12-115 Insurance companies must keep an office in Hawaii

§431:12-116 Rules

§431:13-101 Why this insurance law exists

§431:13-102 Unfair insurance practices are banned

§431:13-103 Unfair insurance practices defined

§431:13-104 Lenders cannot force you to buy insurance from someone they choose

§431:13-105 Insurance commissioner's power to investigate

§431:13-106 Hearings on unfair business practices

§431:13-107 Only the insurance commissioner can enforce this article

§431:13-108 Rules for paying health insurance claims on time

§431:13-201 Stop order and fines for unfair practices

§431:13-202 Penalties for ignoring a stop order

§431:13-203 Rules

§431:13-204 Additional enforcement powers

§431:14-101 Purpose of insurance rate regulation

§431:14A-101 Creating the state workers' compensation insurance company

§431:14G-101 Scope and purpose

§431:14-101.5 Definitions for insurance rate rules

§431:14-102 What this law covers

§431:14G-102 Definitions for managed care plan rates

§431:14A-102 Definitions for the Hawaii Employers' Mutual Insurance Company

§431:14A-103 Creating Hawaii's workers' compensation insurance company

§431:14-103 How insurance rates are set

§431:14G-103 Rules for setting insurance rates

§431:14-103.3 Rate adjustment mandates

§431:14-103.5 Premium program for construction risk classes

§431:14G-103.5 No rerating health insurance after approval

§431:14-104 How insurers must file their rates with the state

§431:14A-104 How the company is divided and who goes into high risk

§431:14G-104 When the insurance commissioner can order rate filings

§431:14-104.5 Loss cost filings

§431:14-105 Filing policy changes that affect coverage

§431:14A-105 Board of directors, established

§431:14G-105 How managed care plans must file their rates

§431:14-105.5 Workers' comp policyholders can join rate hearings

§431:14A-106 Powers of the company

§431:14G-106 Filing plan changes that affect coverage

§431:14-106 When the insurance commissioner can reject a rate filing

§431:14A-107 Board duties and powers for the company

§431:14-107 Rules for getting and keeping a rating organization license

§431:14G-107 When the state rejects a health plan's rate filing

§431:14-107.1 What rating and advisory organizations may do

§431:14-107.2 Insurance companies cannot fix prices or block competition

§431:14-107.3 Rating or advisory organizations: prohibited activity

§431:14G-108 Managed care plans: prohibited activity

§431:14A-108 Administrator: hiring, duties, and bond

§431:14-108 How insurers can request different rates

§431:14-109 Appealing a rating organization's decision

§431:14G-109 Getting rate information from your managed care plan

§431:14A-109 Financial management of the company

§431:14G-109.5 Publishing health insurance premium information

§431:14A-109.5 Oversight council for Hawaii Employers' Mutual Insurance Company

§431:14A-110 How insurance premium rates are set

§431:14G-110 No lying or hiding information that affects insurance rates

§431:14-110 Getting rate information and appealing how your rate was applied

§431:14-110.5 Workers' comp premium disclosure

§431:14-110.8 Publishing homeowners insurance premium information

§431:14G-111 Penalties for violating this article

§431:14A-111 How surplus and reserve funds may be invested

§431:14-111 Advisory organizations

§431:14-112 Rules for insurance groups that share risks

§431:14A-112 Financial statements and other reports

§431:14G-112 How to appeal a health plan decision

§431:14A-113 Annual accounting and policyholder dividends

§431:14-113 Insurance rating organization examinations and reports

§431:14-114 Rate administration

§431:14A-114 Auditors can check your payroll records

§431:14-115 False or misleading information

§431:14A-115 When an insurance company can deny or cancel a policy

§431:14-116 Insurance companies can share high-risk drivers

§431:14A-116 Fraud and false statements in workers' compensation

§431:14-116.5 Rules for placing employers in the assigned risk pool

§431:14-116.6 Insurance pool for people who cannot get coverage

§431:14-117 Fines and license suspension for insurance rating violations

§431:14A-117 Workplace safety programs and rate adjustments

§431:14A-118 Ending the residual market plan

§431:14-118 How to challenge an insurance rating decision

§431:14A-119 Ending assigned risk coverage

§431:14-120 How workers' comp insurance rates are reviewed and approved

§431:15-101 What this insurance supervision law is for

§431:15-102 Who this law applies to

§431:15-103 Definitions for insurance company failure rules

§431:15-103.5 When the state can step in to protect an insurance company's customers

§431:15-104 Who can start insurer delinquency cases and where they are heard

§431:15-105 Court orders to protect an insurance company's assets

§431:15-106 Insurance company staff must help the state receiver

§431:15-107 Insurance commissioner must file annual reports for companies

§431:15-201 Insurance Company Supervision Orders

§431:15-202 Court order to take over an insurance company

§431:15-203 Confidentiality of hearings

§431:15-301 When the state can take over an insurance company

§431:15-302 Court order to take over an insurance company

§431:15-303 What the person in charge of fixing an insurance company can do

§431:15-304 Court cases involving the insurer are paused during rehabilitation

§431:15-305 Ending rehabilitation and moving to liquidation

§431:15-306 When the state can shut down an insurance company

§431:15-307 What happens when an insurance company is ordered to close

§431:15-308 How long insurance policies stay active after liquidation

§431:15-309 Dissolution of an insurance company

§431:15-310 What the liquidator can do when an insurance company is shut down

§431:15-311 How the liquidator must notify creditors and others

§431:15-312 What insurance producers must do when an insurer is liquidated

§431:15-313 Lawsuits and deadlines during insurance company liquidation

§431:15-314 Collecting and listing the insurer's assets

§431:15-315 Canceling insurance transfers before bankruptcy

§431:15-316 When property transfers are valid after a rehabilitation or liquidation petition

§431:15-317 When the insurer's payments or liens can be reversed

§431:15-318 When creditors with voidable claims can be paid

§431:15-319 When debts can be offset in an insurance liquidation

§431:15-320 How insurance assessments are set and collected

§431:15-321 Reinsurer's liability in liquidation

§431:15-322 When claims settlement rules do not apply

§431:15-323 Recovery of premiums owed

§431:15-324 How the liquidator must propose paying out an insolvent insurer's assets

§431:15-325 Filing claims in an insurance liquidation

§431:15-326 What you must include in a claim against an insolvent insurer

§431:15-327 Special claims in insurance liquidation

§431:15-328 How third parties and insured people file claims in liquidation

§431:15-329 How to dispute a denied insurance claim

§431:15-330 When a guarantor can file a claim for a creditor

§431:15-331 Secured creditor's claims

§431:15-332 Order for paying claims from an insolvent insurer

§431:15-333 How the liquidator reviews and recommends claims to the court

§431:15-334 How assets are shared when an insurance company is closed

§431:15-335 What happens to unclaimed money when an insurer is liquidated

§431:15-336 Ending the insurance company's liquidation process

§431:15-337 Reopening a closed insurance liquidation case

§431:15-338 What happens to records when an insurer is liquidated

§431:15-401 State can take over a foreign insurer's property

§431:15-402 Liquidating a foreign insurance company's Hawaii assets

§431:15-403 Out-of-state liquidators and Hawaii assets

§431:15-404 How an out-of-state insurer's assets are handled here

§431:15-405 When Hawaii can start extra insurance actions

§431:15-406 Filing claims in Hawaii when the insurer is being liquidated

§431:15-407 Filing claims in Hawaii when the insurer is being liquidated in another state

§431:15-408 Freezing insurer assets during liquidation is banned

§431:15-409 How claims are paid when insurers fail across states

§431:15-410 What happens if an out-of-state receiver does not send assets here

§431:15-411 If one part is invalid, the rest still stands

§431:16-102 Why this insurance protection law exists

§431:16-103 Which insurance types this law covers

§431:16-104 How to interpret this part of the law

§431:16-105 Key terms used in this insurance part

§431:16-106 Creating the Hawaii insurance guaranty association

§431:16-107 How the association's board is chosen and run

§431:16-108 What the insurance guaranty association must and may do

§431:16-109 Plan of operation

§431:16-110 Insurance commissioner's duties and powers

§431:16-111 What happens to your rights after the association pays a claim

§431:16-112 Use other insurance before the guaranty association

§431:16-113 Prevention of insolvencies

§431:16-114 Tax exemption for the association

§431:16-115 How insurers get back assessments they paid

§431:16-116 Protection from lawsuits for those carrying out the law

§431:16-117 Court cases pause when an insurer goes broke

§431:16-201 Naming the Hawaii Life and Disability Insurance Guaranty Association Act

§431:16-202 Purpose of the insurance protection law

§431:16-203 Who gets coverage and what is covered

§431:16-204 How to interpret this part of the law

§431:16-205 Definitions for the Hawaii Life and Disability Insurance Guaranty Association

§431:16-206 Creating the Hawaii insurance guaranty association

§431:16-207 Board of directors

§431:16-208 What the insurance guaranty association can do when an insurer fails

§431:16-209 How member insurers are assessed and can protest

§431:16-210 How the insurance association's operating plan works

§431:16-211 Insurance commissioner's duties and powers

§431:16-212 How the state watches for insurance company money problems

§431:16-213 Credits for assessments paid

§431:16-214 Miscellaneous provisions

§431:16-215 Tax exemptions for associations

§431:16-216 Protection from lawsuits for those carrying out the law

§431:16-217 Pausing court cases and reopening default judgments

§431:16-218 Rules on advertising and notices about the Hawaii insurance guaranty association

§431:19-101 Definitions for captive insurance companies

§431:19-101.2 Keeping captive insurance company information private

§431:19-101.4 Commissioner approves service providers for captive insurers

§431:19-101.5 Captive insurance administrator

§431:19-101.6 Setting the administrator's salary

§431:19-101.7 Powers and duties of the insurance administrator

§431:19-101.8 How the captive insurance fund is set up and used

§431:19-102 Certificate of authority for captive insurance companies

§431:19-102.2 When a captive insurer can sell personal insurance

§431:19-102.3 How a foreign captive insurer can move to Hawaii

§431:19-102.4 Moving a captive insurance company to another state

§431:19-103 Naming rules for captive insurance companies

§431:19-104 Minimum capital and surplus for captive insurance companies

§431:19-106 Forming a captive insurance company in Hawaii

§431:19-106.5 Converting or merging a captive insurance company

§431:19-107 Financial statements and other reports

§431:19-108 Examinations, investigations, and financial surveillance

§431:19-109 When the state can suspend or fine a captive insurer

§431:19-110 Investments by captive insurance companies

§431:19-111 Reinsurance by captive insurance companies

§431:19-111.5 What a Class 5 insurance company can do

§431:19-113 Captive insurance companies are exempt from joining state insurance funds

§431:19-114 Rules for putting this law into effect

§431:19-115 Which insurance laws apply to captive insurance companies

§431:19-115.5 Captive insurers must follow motor vehicle insurance laws

§431:19-115.6 Captive insurers must follow credit insurance laws

§431:19-115.7 When insolvent captive insurers face other rules

§431:19-116 Captive insurance company premium tax and payment deadline

§431:19-117 Dormant captive insurance companies

§431:19-201 Why this law exists for special insurance companies

§431:19-202 Which laws apply to special purpose financial captive insurance companies

§431:19-203 Definitions for special purpose financial captive insurance companies

§431:19-204 Getting a license to operate as a special purpose captive insurer

§431:19-205 Approval needed for plan changes and shutdowns

§431:19-206 How a special purpose financial captive insurance company can be formed

§431:19-207 Minimum money required for a special purpose captive insurer

§431:19-208 Issuing securities by a special purpose financial captive insurance company

§431:19-209 What a special purpose financial captive insurance company can and cannot do

§431:19-210 How a special purpose captive insurance company must handle its money

§431:19-211 Annual reporting; books and records

§431:19-212 When the state can suspend or revoke a captive insurer's license

§431:19-213 How supervision and liquidation work for special purpose captive insurers

§431:19-214 Existing captive insurers can keep their licenses

§431:19-301 How a sponsored captive insurance company is formed

§431:19-302 Extra paperwork for sponsored captive insurance companies

§431:19-303 Protected cells for sponsored captive insurance companies

§431:19-304 Who can be a sponsor for a sponsored captive insurance company

§431:19-305 Who can join a sponsored captive insurance company

§431:19-306 Combining investments across protected cells

§431:19-307 Delinquency of sponsored captive insurance companies

§431:19-308 Which laws apply to sponsored captive insurance companies

§431:19-309 Existing licenses stay valid under new rules

§431:20-102 Definitions for title insurance

§431:20-103 Title insurance follows the same general insurance rules

§431:20-104 When this article and the incorporated code conflict

§431:20-105 What title insurers can do in Hawaii

§431:20-106 Who can sell title insurance in Hawaii

§431:20-106.5 Licensing for insurers acting as escrow depositories

§431:20-107 Minimum capital required for title insurers

§431:20-108 Title insurer guarantee fund

§431:20-109 Extra time to meet higher financial requirements

§431:20-110 How title insurers can value their materials and plant

§431:20-110.5 Rules for paying dividends from title insurer profits

§431:20-111 No loans to company insiders

§431:20-112 Limit on title insurance risk per property

§431:20-113 Title insurance underwriting and record keeping

§431:20-114 Rules for the reinsurance reserve fund

§431:20-115 What happens to the reinsurance reserve when a title insurer fails

§431:20-116 Setting aside money for expected title insurance claims

§431:20-117 Rules for title insurers getting reinsurance

§431:20-118 No kickbacks or discounts for title insurance referrals

§431:20-119 Sharing fees between title companies

§431:20-120 Title insurance price lists must be public

§431:20-121 Filing and rejecting title insurance contract forms

§431:20-122 Annual statement

§431:20-123 Commissioner's enforcement remedies

§431:20-124 Extra penalty for paying illegal commissions or rebates

§431:20-125 When the state can take away a title insurer's license

§431:21-101 Why this property insurance law exists

§431:21-102 Definitions for the Hawaii Property Insurance Association

§431:21-103 Creating the Hawaii Property Insurance Association

§431:21-104 Who runs the association and how the board is chosen

§431:21-105 What the insurance association must do and may do

§431:21-105.5 What happens when an insurer does not pay an assessment

§431:21-106 How the insurance association must run its plan

§431:21-107 Who can get lava zone insurance coverage

§431:21-108 Renewals of existing policies

§431:21-109 What insurance coverages the plan must offer

§431:21-110 Applying for property insurance through the association

§431:21-111 Insurance commissioner's duties and powers over the association

§431:21-112 Annual financial report and other reports

§431:21-113 Appeals

§431:21-114 Association is free from state fees and taxes

§431:21-115 How insurers get back money they paid into the fund

§431:21-116 Examination of the association

§431:21-117 Immunity and limitation on liability

§431:21-118 Status of association policies

§431:21-119 When insurers must lift a pause on new lava zone policies

§431:22-101 Definitions for wind insurance rules

§431:22-103 Loss Mitigation Grant Program

§431:22-104 Rules for getting wind damage prevention grants

§431:22-105 Technical advisory committee

§431:26-101 Definitions for health insurance rules

§431:26-102 Who this law covers

§431:26-103 Health plans must have enough doctors and hospitals

§431:26-104 Health Carrier and Provider Contract Rules

§431:26-105 Provider directories

§431:26-106 Intermediaries

§431:26-107 State insurance chief can enforce health network rules

§431:26-108 Commissioner can make rules to enforce this law

§431:26-109 Penalties for breaking this article

§431:26-110 If one part is invalid, the rest still stands

§431:30-101 Interstate Insurance Product Regulation Compact – Scope

§431:30-102 Definitions for the Interstate Insurance Product Regulation Compact

§431:30-103 Creating the insurance commission and where lawsuits go

§431:30-104 What the insurance commission is allowed to do

§431:30-106 Commission membership, voting, and bylaws

§431:30-107 How the management committee is set up and what it does

§431:30-108 Lawmakers and advisors for the insurance commission

§431:30-109 Keeping the commission's corporate records

§431:30-110 Protection and defense for commission members and staff

§431:30-111 Commission meetings and voting

§431:30-112 How the commission makes rules and how states can opt out

§431:30-113 How the commission shares records and enforces the rules

§431:30-114 How disputes between states are resolved

§431:30-115 How insurance products get filed and approved

§431:30-116 Appealing a rejected product or ad filing

§431:30-117 How the commission pays for its work and reports its finances

§431:30-118 When the compact starts and how it can be changed

§431:30-119 Withdrawing from the compact

§431:30-120 What happens when a state fails its compact duties

§431:30-121 When the compact ends

§431:30-122 If one part is invalid, the rest still stands

§431:30-123 How this law interacts with other state laws

§431:30-124 How the compact's decisions affect member states

§431:31-101 What the words mean in this insurance law

§431:31-102 License required to sell portable electronics insurance

§431:31-103 Portable Electronics Insurance Sales Rules

§431:31-104 Portable electronics insurance: vendor authority

§431:31-105 Sanctions for violations

§431:31-106 Changing or ending portable electronics insurance policies

§431:31-107 How to apply for a portable electronics insurance license

§431:31-108 Rules for supervising portable electronics insurance claims

§431:31-109 Insurance vendors must act honestly and fairly

§431:32-101 What this law is called

§431:32-102 What this travel insurance law covers

§431:32-103 Definitions for travel insurance rules

§431:32-104 Travel insurance producer licensing and retailer rules

§431:32-105 Travel insurance companies must pay Hawaii premium taxes

§431:32-106 Travel protection plans

§431:32-107 Rules for selling travel insurance in Hawaii

§431:32-108 Who can act as a travel administrator for travel insurance

§431:32-109 How travel insurance is classified and sold

§431:32-110 Commissioner can make rules to carry out this law

§431:33-102 What this pet insurance law covers and its purpose

§431:33-103 Pet Insurance Definitions

§431:33-104 Pet insurance disclosures and 30-day return right

§431:33-105 Rules for pet insurance policies and waiting periods

§431:33-106 Rules for selling pet wellness programs

§431:33-107 Training rules for selling pet insurance

§431:33-108 Commissioner can make rules to run this law

§431:33-109 Penalties for breaking this article's rules